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January 2011 No-Spend Challenge - Let's start the New Year off right! - Page 10

post #181 of 194

Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  16/20

eating out  1/0

loads of laundry hung to dry  11/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif

14.  thumb.gif

15.  irked.gif spent over the grocery budget.

16.  irked.gif had to stop at another grocery store for a few things we missed yesterday, this was NOT budgeted.  hang.gif  Made my "loads of laundry hung to dry" goal orngbiggrin.gif

17.  irked.gif $33 at WalMart: consumables, a new pair of hair cutting shears, low flow faucet adapters

18.  thumb.gif hang.gif

19.  thumb.gif hang.gif

20.  thumb.gif

21.  thumb.gif hang.gif


22.  thumb.gif  Our truck has been in the shop all week.  They thought we'd have it back yesterday (Friday), but they can't find where the leak is coming from and the warranty is up in October.  DH told them to keep it until they find and repair the leak.  No truck means NO SHOPPING b/c our other car doesn't fit the whole family.

post #182 of 194

 

Big spending today.  We met some new friends at the local pool and had lunch.  It was fabulous and fun and wonderful and I loved every minute, but it was really expensive.  

 

 

 

Jan 1 -- travel lunch

Jan 2 -- Household things for our old house

Jan 3 -- 2 straw bales

Jan 4 -- party supplies

Jan 5 -- moving day 

Jan 6 -- moving day

Jan 7 -- Jan 16 -- off line 

Jan 17 -- milk and apples

Jan 18 -- gas for truck

Jan 19 -- no spending

Jan 20 -- planned grocery spending 

Jan 21 -- no spend

Jan 22 -- groceries and beer

Jan 23 -- big spend -- swimming pool fee and lunch out

Jan 24

Jan 25

Jan 26

Jan 27

Jan 28

Jan 29

post #183 of 194

Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  18/20

eating out  1/0

loads of laundry hung to dry  12/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif

14.  thumb.gif

15.  irked.gif spent over the grocery budget.

16.  irked.gif had to stop at another grocery store for a few things we missed yesterday, this was NOT budgeted.  hang.gif  Made my "loads of laundry hung to dry" goal orngbiggrin.gif

17.  irked.gif $33 at WalMart: consumables, a new pair of hair cutting shears, low flow faucet adapters

18.  thumb.gif hang.gif

19.  thumb.gif hang.gif

20.  thumb.gif

21.  thumb.gif hang.gif


22.  thumb.gif  Our truck has been in the shop all week.  They thought we'd have it back yesterday (Friday), but they can't find where the leak is coming from and the warranty is up in October.  DH told them to keep it until they find and repair the leak.  No truck means NO SHOPPING b/c our other car doesn't fit the whole family.

23.  thumb.gif

24.  thumb.gif hang.gif  I'm putting this here already to motivate me.  I already hung the laundry and I still have no truck.

post #184 of 194

 

thumb.gif = No-spend day

smile.gif   = Budgeted spending

orngbiggrin.gif   = Under budget!

greensad.gif   = Unbudgeted/Unnecessary spending

 

1/05: thumb.gif (actually made money with a price adjustment & a return! this will pay for a bookcase we were planning to buy)

1/06: thumb.gif

1/07: greensad.gif $47 - couldn't resist a Gap sale. in my defence, DS DOES need it, I just didn't plan when I'd buy it.

1/08: thumb.gif

1/09: smile.gifgreensad.gif budgeted groceries, did most of them. problem was shopping with DH who found stuff he wanted to get. :( used the visa.

1/10: thumb.giforngbiggrin.gif - got some bills in the mail today, one is $40 less than I budgeted, the other I owe nothing when I budgeted $250. set my account to pay the bill automatically later this month.

1/11: thumb.gif

1/12: thumb.gif - figured out a way to cut back on milk so we don't go through $33/week worth (organic) JUST for the kids & DH's coffee. 

1/13: thumb.gif - seriously considering buying a crib now instead of closer to when we'll need it. Bleh.

1/14: thumb.gif

1/15: thumb.gif

1/16: smile.gifgreensad.gif Groceries. $199 - this puts us over our grocery 'budget' but we also stocked up on some things now that we have room to store them. I got a pack of Pull-Ups reg. $18.99, on for $9.99 - $2 coupon, Easy Ups ($9.99 - $3 coupon) and Snugglers for the new baby ($9.99 - $3 coupon) .. I'm pretty pleased. :)

1/17: thumb.gif

1/18: greensad.gif $50 at WM - stocked up on some things, shopped clearance for our April baby, and scored some $1 games for DH/DS

1/19: thumb.gif

1/20: thumb.gif got "paid" today. should be able to put a big chunk of $$ on the visas, just waiting for bills to come out tomorrow.

1/21: thumb.gif not going out, assuming no spend

1/22: smile.gif did some groceries

1/23: smile.gif more groceries

1/24: thumb.gif

1/25: greensad.gif may have to buy iron supplements today.. $30 i forgot about spending

 

 

Progress:

Paid to credit cards: $105/$2300

Groceries $275/$295

Savings  $81/$250 - didn't plan for savings this month, concentrating on paying off debt until next month

post #185 of 194

 

1/1 thumb.gif budgeted spend - long johns and socks for kids

1/2 orngbiggrin.gif no spend

1/3 thumb.gif big budgeted spend day - groceries, supplements, carwash (which I hate to pay for but was desperately needed), b'day gift for my mom. Sold some books at used book store.

1/4 orngbiggrin.gif no spend!

1/5 thumb.gif budgeted spend - some household supplies (soap, dog food for pet food drive at DD1's school (we don't have a dog!), b'day gift for DD2's preschool friend, art supplies for school project, 2 grocery items, Starbucks gift card

1/6 orngbiggrin.gif no spend

1/7 thumb.gif budgeted: batteries, photo printing for school project

1/8 orngbiggrin.gif no spend

1/9 thumb.gif budgeted: small amount of groceries and EO for homemade laundry soap and cleaning spray

1/10 thumb.gif budgeted spend: Walgreens for DD2's allergy meds, bag of chips, small toy for DD2, who just had some allergy testing done today. 

1/11 thumb.gif budgeted: new pots/pans set from Costco, Costco lunch, bowling w/ preschool class, a couple groceries, paid bills (mortgage, cell phone, milk delivery)

1/12 thumb.gif budgeted: gas for car

1/13 orngbiggrin.gif no spend

1/14 thumb.gif budgeted: large grocery shop (3 stores), dinner out, $$ car repair on DH's (brakes, timing belt). Thank goodness for EFs!

1/15 orngbiggrin.gif no spend

1/16 orngbiggrin.gif no spend - decluttered some of my house, laundry, went to yoga class while DDs went swimming with DH, then IL's treated us to dinner out. So nice.

1/17 irked.gif unbudgeted but needed and useful.... file cabinet from Craigslist.

1/18 thumb.gif budgeted: quick trip to grocery store

1/19 thumb.gif budgeted: couple items from Trader Joe's, gas for car.  irked.gifunbudgeted: $20 at thrift store (shirts/leggings for DDs, long sleeve t for me - not needed but I was killing time, never a good idea!)

1/20 irked.gif unbudgeted (we are over our eating out budget for the month) - dinner for me and the girls out at local burger place ($20)

1/21 orngbiggrin.gif no spend

1/22 thumb.gifgroceries. I've made 3 "quick trips" to the store this week, totaling about $60. 

1/23 orngbiggrin.gif no spend. Sold 2 kids chairs on Craigslist - made $200!

1/24 irked.gif $$$$ air duct/furnace cleaning. Hopefully our allergies will improve after years of dust and grime got sucked out of the house.

1/25

1/26

1/27

1/28

1/29

1/30

1/31

post #186 of 194

 

Groceries and more groceries.  Seems like I am always buying food.  We have a tiny Swedish refrigerator, so I tend to stop and buy food as we need it.  Still sticking to the budget.  

 

 

Jan 1 -- travel lunch

Jan 2 -- Household things for our old house

Jan 3 -- 2 straw bales

Jan 4 -- party supplies

Jan 5 -- moving day 

Jan 6 -- moving day

Jan 7 -- Jan 16 -- off line 

Jan 17 -- milk and apples

Jan 18 -- gas for truck

Jan 19 -- no spending

Jan 20 -- planned grocery spending 

Jan 21 -- no spend

Jan 22 -- groceries and beer

Jan 23 -- big spend -- swimming pool fee and lunch out

Jan 24 -- few groceries

Jan 25 -- few more groceries

Jan 26

Jan 27

Jan 28

Jan 29

post #187 of 194

thumb.gif = No-spend day

smile.gif   = Budgeted spending

orngbiggrin.gif   = Under budget!

greensad.gif   = Unbudgeted/Unnecessary spending

 

1/05: thumb.gif (actually made money with a price adjustment & a return! this will pay for a bookcase we were planning to buy)

1/06: thumb.gif

1/07: greensad.gif $47 - couldn't resist a Gap sale. in my defence, DS DOES need it, I just didn't plan when I'd buy it.

1/08: thumb.gif

1/09: smile.gifgreensad.gif budgeted groceries, did most of them. problem was shopping with DH who found stuff he wanted to get. :( used the visa.

1/10: thumb.giforngbiggrin.gif - got some bills in the mail today, one is $40 less than I budgeted, the other I owe nothing when I budgeted $250. set my account to pay the bill automatically later this month.

1/11: thumb.gif

1/12: thumb.gif - figured out a way to cut back on milk so we don't go through $33/week worth (organic) JUST for the kids & DH's coffee. 

1/13: thumb.gif - seriously considering buying a crib now instead of closer to when we'll need it. Bleh.

1/14: thumb.gif

1/15: thumb.gif

1/16: smile.gifgreensad.gif Groceries. $199 - this puts us over our grocery 'budget' but we also stocked up on some things now that we have room to store them. I got a pack of Pull-Ups reg. $18.99, on for $9.99 - $2 coupon, Easy Ups ($9.99 - $3 coupon) and Snugglers for the new baby ($9.99 - $3 coupon) .. I'm pretty pleased. :)

1/17: thumb.gif

1/18: greensad.gif $50 at WM - stocked up on some things, shopped clearance for our April baby, and scored some $1 games for DH/DS

1/19: thumb.gif

1/20: thumb.gif got "paid" today. should be able to put a big chunk of $$ on the visas, just waiting for bills to come out tomorrow.

1/21: thumb.gif not going out, assuming no spend

1/22: smile.gif did some groceries

1/23: smile.gif more groceries

1/24: thumb.gif

1/25: greensad.gif no iron supplements just yet, but I did spend $23 at Old Navy so I can finally have some long-sleeved shirts in this frigid weather!

 

The rest of the month was really bad.... Groceries, unnecessary spending... bleh.

 

Progress:

Paid to credit cards: $1121/$2300

Groceries $OVER/$295

Savings  $90/$250 - didn't plan for savings this month, concentrating on paying off debt until next month


Edited by three&me - 1/31/11 at 4:00pm
post #188 of 194

 

1/1 thumb.gif budgeted spend - long johns and socks for kids

1/2 orngbiggrin.gif no spend

1/3 thumb.gif big budgeted spend day - groceries, supplements, carwash (which I hate to pay for but was desperately needed), b'day gift for my mom. Sold some books at used book store.

1/4 orngbiggrin.gif no spend!

1/5 thumb.gif budgeted spend - some household supplies (soap, dog food for pet food drive at DD1's school (we don't have a dog!), b'day gift for DD2's preschool friend, art supplies for school project, 2 grocery items, Starbucks gift card

1/6 orngbiggrin.gif no spend

1/7 thumb.gif budgeted: batteries, photo printing for school project

1/8 orngbiggrin.gif no spend

1/9 thumb.gif budgeted: small amount of groceries and EO for homemade laundry soap and cleaning spray

1/10 thumb.gif budgeted spend: Walgreens for DD2's allergy meds, bag of chips, small toy for DD2, who just had some allergy testing done today. 

1/11 thumb.gif budgeted: new pots/pans set from Costco, Costco lunch, bowling w/ preschool class, a couple groceries, paid bills (mortgage, cell phone, milk delivery)

1/12 thumb.gif budgeted: gas for car

1/13 orngbiggrin.gif no spend

1/14 thumb.gif budgeted: large grocery shop (3 stores), dinner out, $$ car repair on DH's (brakes, timing belt). Thank goodness for EFs!

1/15 orngbiggrin.gif no spend

1/16 orngbiggrin.gif no spend - decluttered some of my house, laundry, went to yoga class while DDs went swimming with DH, then IL's treated us to dinner out. So nice.

1/17 irked.gif unbudgeted but needed and useful.... file cabinet from Craigslist.

1/18 thumb.gif budgeted: quick trip to grocery store

1/19 thumb.gif budgeted: couple items from Trader Joe's, gas for car.  irked.gifunbudgeted: $20 at thrift store (shirts/leggings for DDs, long sleeve t for me - not needed but I was killing time, never a good idea!)

1/20 irked.gif unbudgeted (we are over our eating out budget for the month) - dinner for me and the girls out at local burger place ($20)

1/21 orngbiggrin.gif no spend

1/22 thumb.gifgroceries. I've made 3 "quick trips" to the store this week, totaling about $60. 

1/23 orngbiggrin.gif no spend. Sold 2 kids chairs on Craigslist - made $200!

1/24 irked.gif $$$$ air duct/furnace cleaning. Hopefully our allergies will improve after years of dust and grime got sucked out of the house.

1/25 thumb.gif some more groceries, $5 at kids' consignment store. Determined to get a NS tomorrow.

1/26

1/27

1/28

1/29

1/30

1/31

post #189 of 194

Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  19/20

eating out  1/0

loads of laundry hung to dry  12/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif

14.  thumb.gif

15.  irked.gif spent over the grocery budget.

16.  irked.gif had to stop at another grocery store for a few things we missed yesterday, this was NOT budgeted.  hang.gif  Made my "loads of laundry hung to dry" goal orngbiggrin.gif

17.  irked.gif $33 at WalMart: consumables, a new pair of hair cutting shears, low flow faucet adapters

18.  thumb.gif hang.gif

19.  thumb.gif hang.gif

20.  thumb.gif

21.  thumb.gif hang.gif


22.  thumb.gif  Our truck has been in the shop all week.  They thought we'd have it back yesterday (Friday), but they can't find where the leak is coming from and the warranty is up in October.  DH told them to keep it until they find and repair the leak.  No truck means NO SHOPPING b/c our other car doesn't fit the whole family.

23.  thumb.gif

24.  thumb.gif hang.gif

25.  thumb.gif

post #190 of 194

I am sure everyone is budgeting for house repairs. Just wanted to give a plug for it.Our furnace broke Friday when temps dropped to zero for the next few days.Tried to repair it,but alas I said *forget it* to troubleshooting any more on Monday,and had them install a new one.Heat never felt so good.It was 38 in my bedroom,and our warm santuary for the past 4 days was down to 53. TG for savings(I think we have some left),but would have put it on a credit card if needed!

post #191 of 194

 

Bit of a spending spree.  Ice skates for kids, potty for the toddler, exercise classes for me.  I knew there would be more costs to our move -- the kids go skating for gym class, so those were a school expense and the littlest member of our family has suddenly decided to be a big boy and use the toilet.  And I just really need to get some exercise or I will go bonkers in this cold, icy land.  The gym cut me a great deal since I was able to pay up front for 6 months.  

 

Jan 1 -- travel lunch

Jan 2 -- Household things for our old house

Jan 3 -- 2 straw bales

Jan 4 -- party supplies

Jan 5 -- moving day 

Jan 6 -- moving day

Jan 7 -- Jan 16 -- off line 

Jan 17 -- milk and apples

Jan 18 -- gas for truck

Jan 19 -- no spending

Jan 20 -- planned grocery spending 

Jan 21 -- no spend

Jan 22 -- groceries and beer

Jan 23 -- big spend -- swimming pool fee and lunch out

Jan 24 -- few groceries

Jan 25 -- few more groceries

Jan 26 -- spendy day -- ice skates, potty, exercise classes

Jan 27

Jan 28

Jan 29

post #192 of 194

Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  19/20

eating out  2/0

loads of laundry hung to dry  12/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif

14.  thumb.gif

15.  irked.gif spent over the grocery budget.

16.  irked.gif had to stop at another grocery store for a few things we missed yesterday, this was NOT budgeted.  hang.gif  Made my "loads of laundry hung to dry" goal orngbiggrin.gif

17.  irked.gif $33 at WalMart: consumables, a new pair of hair cutting shears, low flow faucet adapters

18.  thumb.gif hang.gif

19.  thumb.gif hang.gif

20.  thumb.gif

21.  thumb.gif hang.gif


22.  thumb.gif  Our truck has been in the shop all week.  They thought we'd have it back yesterday (Friday), but they can't find where the leak is coming from and the warranty is up in October.  DH told them to keep it until they find and repair the leak.  No truck means NO SHOPPING b/c our other car doesn't fit the whole family.

23.  thumb.gif

24.  thumb.gif hang.gif

25.  thumb.gif

26.  irked.gif  Sigh, a pretty big spend.  DH got caught on his commute home in the snowstorm.  Roads weren't being cleared, people panicking, after 7hrs in the car and having only gone less than 1/2 way home, he got a hotel room.  Of course, he got a hotel in Northern VA where Best Westerns and Sleep Inns don't exist angry.gif and where ALL hotels were pretty much booked for the night b/c of the snow.  So, $220 later, he at least got a good night's sleep and didn't have to sleep in his car.

27.  irked.gif  $34 pizza delivery.


Edited by FillingMyQuiver - 1/27/11 at 4:00pm
post #193 of 194
Quote:
Originally Posted by mattemma04 View Post

I am sure everyone is budgeting for house repairs. Just wanted to give a plug for it.Our furnace broke Friday when temps dropped to zero for the next few days.Tried to repair it,but alas I said *forget it* to troubleshooting any more on Monday,and had them install a new one.Heat never felt so good.It was 38 in my bedroom,and our warm santuary for the past 4 days was down to 53. TG for savings(I think we have some left),but would have put it on a credit card if needed!



Thank goodness!   We have a general emergency fund that has saved us time and again when we have had issues with the house.  Having that safety net is a such a good feeling.  Enjoy the heat!  

post #194 of 194

Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  23/20

eating out  2/0

loads of laundry hung to dry  15/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif

14.  thumb.gif

15.  irked.gif spent over the grocery budget.

16.  irked.gif had to stop at another grocery store for a few things we missed yesterday, this was NOT budgeted.  hang.gif  Made my "loads of laundry hung to dry" goal orngbiggrin.gif

17.  irked.gif $33 at WalMart: consumables, a new pair of hair cutting shears, low flow faucet adapters

18.  thumb.gif hang.gif

19.  thumb.gif hang.gif

20.  thumb.gif

21.  thumb.gif hang.gif


22.  thumb.gif  Our truck has been in the shop all week.  They thought we'd have it back yesterday (Friday), but they can't find where the leak is coming from and the warranty is up in October.  DH told them to keep it until they find and repair the leak.  No truck means NO SHOPPING b/c our other car doesn't fit the whole family.

23.  thumb.gif

24.  thumb.gif hang.gif

25.  thumb.gif

26.  irked.gif  Sigh, a pretty big spend.  DH got caught on his commute home in the snowstorm.  Roads weren't being cleared, people panicking, after 7hrs in the car and having only gone less than 1/2 way home, he got a hotel room.  Of course, he got a hotel in Northern VA where Best Westerns and Sleep Inns don't exist angry.gif and where ALL hotels were pretty much booked for the night b/c of the snow.  So, $220 later, he at least got a good night's sleep and didn't have to sleep in his car.

27.  irked.gif  $34 pizza delivery.

28.  thumb.gif hang.gif  joy.gifWooHoo I made my No-Spend goal for the first time since starting these challenges.  Apparently the important piece for my family is not having a family vehicle to leave the house on the weekends.  That's the sure fire way to keep us out of the stores redface.gif

29.  thumb.gif hang.gif

30.  thumb.gif hang.gif

31.  thumb.gif


Edited by FillingMyQuiver - 1/30/11 at 4:00pm
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