can we join, too?
It's my first time in this section, but our bank accounts could really use some boost in this new year...
1.) Who we are?
It's me, a part- time working mom of a wonderful daughter and a fulltime working dad.
2) where do we want to get?
Finally, have the 6 months of income as savings just in case something should happen... And also have some money for extras like our immigration or eating organic (which we just started, we'll see if we can stick to it) or maybe even a vacation...
Cut out most unneccesary spending. We're big with that: coffee, eating out, malls... I don't even konw if we can cut out all unnecessary spending because we seem to be addicted to that sort of burning money. I think sometimes we just feel like we deserve it, and then, we just spend money... So this is my first attempt in 2011 to at least be tracking where the money goes....
I have already been doing meal planning for quite a while and try to always take my lunch with me to work (and so does dh)- that really helped but seemd not to have been enough. We'll see...
Jan. 1) 10 $ at coffee shop 15 $ movie rentals, but that was good and needed for our inner peace, so I won't complain
Jan 2) 140 groceries online. They should last for one week, so we're good (yes, unfortunately, groceries are so expensive around here).
But, again: 10 $ at coffee shop Around 10 $ eating out 570 $ daycare , but that was planned.
Thank you for your inspiration:-)
I am the coffee addict in our family, I have found that if I crave Starbucks I can mix my homemade hot chocolate mix with a tsp of instant coffee. Not the same but it takes away the craving and it's super cheap. I tend to drink it every day because I'm also on ww and it's only 2 points as opposed to a cafe mocha at 8.