HB, no question! First, I personally wanted a doula in my hospital birth mostly to act as "body guard" because, even though it really was a great hospital with great CNMs, I still had my anxieties. I also wanted her help in deciding when to go to the hospital. & it was also helpful having someone else who knew my birth wishes, wasn't a stranger, & would be there constantly for me (whereas the CNM might have other patients in labor & might not stay with me.)
Well, NONE of that is an issue with an HB! :D
Â
Besides, I believe most HB MWs always have an assistant with them - so you'll already have 2 women who you know well dedicated exclusively to supporting you. At least with my MW & her apprentice, they're more than willing to help with position changes, counter-pressure, etc - the sorta physical & emotional support a doula would provide.
Â
I'm not saying a doula is always completely unnecessary at a HB - generally they show up earlier in labor than a MW does, but on the whole, I feel like the doula is less necessary at HB relative to hospital birth & I would absolutely chose HB over hospital + doula. There's no replacement for being at home.
Â
Plus, if you end up having to transfer, most HB MWs will go with you to act as your doula in hospital.
Â
& finally, are you certain your insurance won't provide any coverage? I'm using a CPM and she's totally illegal here in MD, but yet I got an exception to have her covered at the full in-network rate! Ha! I'll still have to pay some out of pocket, but not tons. We could afford a doula if I wanted one, but I'm not getting one because the 2 birth attendants is plenty & I prefer privacy & solitude in labor anyway.