Originally Posted by Maurine
Wow, I am sorry to hear about your insurance! Are you able to get something before bambino arrives? I wish you the best dealing with the hassle! :)
Thanks... I think we will be okay. We definitely have options and I have an appointment with someone at my church on Friday who will be able to help me navigate the "system".
You know, it's sort of funny to me. For years and years, I made an amazing salary and had fabulous insurance and never needed it for much. And DH was the same way... but when we met a few years ago, we had both been laid off and were working part-time jobs and going back to school full-time.
I had insurance through school up until the end of the year, but now I'm back to working full-time... I'm grateful for it, but it's a relatively low-paying job with no benefits and DH's school insurance doesn't have family coverage options. I don't qualify for state healthcare because we make just over the cutoff for it, but private insurance won't cover me either because I'm pregnant and the state insurance pool is outrageous and almost twice as much as midwife payments and has a six-month pre-existing clause (which includes pregnancy). Apparently, state insurance is not bound by laws that say pregnancy can't be considered a pre-existing condition.
OMG. I am just laughing so hard right now... the fact is, I know God will take care of me and my growing family, but I can't help but see the irony of all this. Plus, if you don't laugh, you'll cry. KWIM? My major goal in this pregnancy is to reduce my anxiety levels... LMAO!!!
Anyway, I have three midwife appointments set and I am PSYCHED for a homebirth!!