Do any of you ladies have an inkling how FS benefits are calculated? Maybe a website to which one can be pointed, at least, to guesstimate?
I think we currently receive FS at or near the max for our family size of 7. It is looking like DH will soon be offered a promotion at work. He will be a manager, of a department he does not like, doing work he would not like. If it will get us ahead, he will take it anyway. If it won't, he'd rather wait until another position opens in a few months, or until he's completed school next year. I know the reduction in FS benefits wouldn't be dollar for dollar (only because it says that in the letters we get from them anytime anything changes), but we need to figure out what dh will have to ask for in terms of salary in order for this to be in all of our best interests.
There's no way he would be making the dollar amount or more that we get in FS. We know this much going in. But if it could get him much closer to us getting off of public assistance, maybe with his raise this summer, or another promotion in a couple of years, he'd consider it worth it. Despite the terrible benefits at his company.
However, if it's only a couple dollars more per hour, and after the FS adjustments we'd only receive like $20 more per month for the EXTREME stress and aggravation his company will put him through by being a manager (while trying very hard to make it through school), then his health is not worth $20/month and he'd be better off biding his time for a better position elsewhere after he's finished school. But we need to know this to make an informed decision.
It all depends on the department and so on, too, of course. It may not be as bad as he's anticipating. But it would help so much more with such a decision if he could really figure out the numbers, not just guess.