Of course, I would like it to be free.Â
 But it's OK if it's not. What do you use to track expenses/set a budget?Â
Thanks for the help!
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I use www.mint.com. I love it. It's free and it downloads directly from your banking and loan institutions. I love that you can set your own categories for budgeting and set goals for saving or paying down debt. It's really been a great service for us!