That city data website says the COL here is 103, which is close to average, but it sure feels higher than that. Rhode Island is a densely populated state, so housing is expensive.
DH and I bring in about 50K a year. I say "about" because we are both tipped employees, although he does get a much higher hourly wage in addition to tips. I get minimum wage for waitstaff ($2.89/hour) plus tips, so just about all of my income is tips and is therefore unpredictable. Up until this year I also received 12K/year in child support, but that is now reduced to a little over 8K because DS1 has aged out. So we hover around 55-60/K a year, I guess. Money is tight. Our rent is $1300/month. I have a car payment; DH drives a beater. We don't buy all organic but we enjoy food and don't eat cheaply, and with a 6'3" DH and two teenaged boys, groceries probably run us about $800/month. And then there are the cats, one of which needs medication.
Oh, and then there's heating oil, which is going at about $350-400/month right now. I had some debt from my divorce that I FINALLY just paid off last month. The boys have health insurance through their father, but DH and I can't afford insurance at this time for ourselves. Neither do we have anything saved. I guess I would feel comfortable with about 75K a year. I'm really not sure we ever want to buy a house, to be honest, but I do want health insurance at some point. I finish school next spring, and am hoping to find a good job right out of school. My field is promising in that aspect.
(also grumbling that I had to pay $500 this year in motor vehicle tax)