So ok Dh and I have run into our first issue regarding DR's plan that we are starting....I would love some thoughts on this.
We have 2 vehicles both completely paid for (mine was a gift DH's we bought super cheap a few years ago).
DH's is a 16 year-old little toyota pickup, typical of toyota's it runs great and not showing ANY signs of slowing down or needing repairs soon (I am fairly knowledgable about cars, having multiple mechanics in the family) it is tiny and just a bench seat. We can put DD's carseat in there and fit me and then the dog goes on the floor beneath my feet but you can bet it is not comfortable and forget about any bags or anything else in the cab with us if we are all squeezed in.
My car was a graduation gift from my grandparents, it is a 2000 Subaru Outback, fully loaded all the bells and whistles (2 moon roofs, 6 disc changer, heated leather seats etc.) although some of the whistles aren't working. The moon roof in the rear leaks water if it rains really hard and goes into the way way back. The front driver side window does not roll down and needs a new electrical panel installed (not worth the excessive cost, all the other windows work fine).
My car had a complete engine replacement in 2008 because I had work done it and the man who did it (why didn't I just go to a relative?! I couldn't make it to Maine where they were) basically destroyed the engine by setting the timing belt off.
My car currently NEEDS new brake pads and roters. I cannot drive it anywhere (and haven't) for a bit because the only place I am willing to drive it is to the mechanic to get the brakes done. It also needs a complete transmission flush to get things moving smoothly again. Basically I would have to put in about 400-600 bucks in parts (labor would be free thanks to family doing it) to get it running where I am confident driving DD in it.
So, we could REALLY use this vehicle because DH's truck just doesn't work as the "family" vehicle except when driving 5 minutes away. How do we pay for this? We don't have any cash saved up and we want to start DR's Baby step 1. Do we save up for the car being fixed first or do we just go ahead and do baby step 1? Also part of me feels like we should just sell the subaru, or what I would really like to do is sell DH's truck and be a 1 car family but he FLAT OUT refuses to do this. He is concerned our Subaru will only last for a year or two, probably two at most then we will be left without a vehicle at all. This is a legitimate concern but I just don't know what we should start with? Fix the car before even trying to start saving a thousand or what?
Oh wiser and BTDT frugal mamas how do we handle this...Fortunately for us putting it on credit is NOT an option as we only have 1 credit card with a very very low limit that is already almost maxed. We already destroyed the card anyway, just saved info for helping us pay it off.