i love this. dh and i are also young (25/27) and it was so funny when we started out we were in a one bedroom with a twin bed and we made the best of it. luckily we worked in a restaurant so we just ate at work
its so exciting to be in your own place even if you have nothing! you have a space that is yours. and the less you have is actually better (i am in the middle of major clutter cleaning)
i also suggest the dave ramsey steps because honestly no one taught me about life insurance, health insurance, 401ks/IRAs, etc. it has really helped give me some clarity of we need to do for us and our kids to have a secure future.
Originally Posted by Ldavis24
OP, I just wanted to say don't get discouraged as you read through these posts talking about how you really don't need any of the stuff you listed that you think is important. Everyone here is just trying to help you.
I have literally been in the same position you are now, moving into a new place, thinking I needed tons of stuff to make "home". Well DH and I went out and had our little spending party and it was fun but guess what we were DIRT BROKE. We couldn't afford it. So yeah all the fun kitchen stuff I bought was really great when we had no food to make with said stuff...
Your immediate reaction is, well this is what I need I have to go shopping! I think that is what people are concerned about. With that attitude it will be damn near impossible to ever save money. I am not better, ask me how fast DH and I spent his tax refund which was quite large...It is embarrassing but you know what we learned the hard way and today we are taking babysteps (literally, another Dave Ramsey convert here) to get out of debt and have savings and be happy because we aren't stressed about money ALL THE TIME...
Seriously, just wait until you are in your place, see what you can make do with. I have gotten fairly creative about what I use for certain thing. I used a spare (clean) window screen as a pasta strainer for some time. It worked and it was all we had, so yeah there are ways to get around things.
I think you will be alright, I really do. I just worry because I have been where you are and I get a major emotional high from shopping so I am the same way. As soon as I have an extra buck in my pocket it is very hard for me not to scroll the list in my head of all the goodies I want and pick which one to buy...
Let us know how you are doing and please remember people only want the best for you and your family!