I'm trying to get a hold of our finances.
Dh has an optoin of either a traditional or Roth 401k at work, and we both have the option of Tradtional vs Roth IRA for earned income/spousal income contributions outside of work.
Is there a way (ie, easy formula that I can use) to tell which is better for us? I thought roth's were the hands down winner, but this site disagrees:
I expect that our income tax rate *will* be lower in retirement (as we won't be working, right?)