April 2011 No-Spend Challenge ~ Don't be an April Fool! Save, save, Save! - Page 3

[eirual]

Originally Posted by ArtsyMomma 

04/17: Found my Dream House - had the offer accepted verbally (all in one day....), so umm that may be around 150K of unbudgeted spending...so I might have blown the month. But, I'm thrilled so I don't care. Now everyone cross your fingers and hope that the sellers signed the offer contract today.

Did this offer got through?

[ArtsyMomma]

Originally Posted by eirual 

Did this offer got through?

Yes! It did! It's been...stressful. The contract was signed, inspections and surveys are done and mortgage is applied for. The mortgage shouldn't be a problem - DP is taking out the mortgage and he has a very high credit rating (863 is the # they used) - we should have between 25-45% to put down, payments will be below 25% of take home pay. I don't think there is anything else we do until the closing. I do want to go take some photos and measurements, so that I can more effectively obsess about decorating.

I am nervous because a 3rd party keeps offering the sellers more $$ - they are now 40K above our offer - to break the contract with us. The 3rd party is quite aggressive, but we have the contract and the sellers don't seem like they are going to break it.

[MaryElizabeth]

Originally Posted by MaryElizabeth 

A.   I'm MaryElizabeth, a SAHM to DD -almost 2! and a little baby bean due in June 

B. Financial goals: to cut down on compulsive spending! Save more and finish our home remolding project on budget!

C. How we are going to get there: Stay on our budget-- $150 groceries/food --  $350 misc spending -- $100 gas. Only eat out 4 times. Keep home projects under control and simple. 

Key:   -- no spend day!

         -- unbudgeted spending

         -- budgeted spending

  04/01-    spent $62.27 out of misc. fund for diapers-cloth!, ebay listing fees, and a printed photo

  04/02-    spent $8.00 for fabric dye --- returned clothes and home goods to stores and got +175.00 back!

  04/03- 

  04/04-   spent $38.00 on groceries... $13.00 over my budget for this week :( - spent$5.97 at P.O. mailing diapers I sold +45.00!   - Sold some books on Amazon and made $328.74!

  04/05 - spent $18.00 on a diaper for DD... also spent $12.97 registering a domain for the advertising of our home for sale

  04/06 - spent $120.00 on a printer and other random things at Walmart $28.00 on groceries for while my DH is home this weekend.

  04/07-  spent $13.00 at Home Depot -- returned some things from a project got a $97 credit for our new project!

  04/08-  spent $57.00 on landscaping supplies  spent $104.00 on diapers - DD needed new --the ones I bought her previously gave her a rash! $13.00-chickfila lunch

             sold a tub of dvds! $25.00

           ** listed diapers, diaper bag, longies, baby legs, and printer for sale--- let's hope I get a sale! 

  04/09-  spent $30.00 at the grocery, $10.00 on diaper cover, $34.00 blanket for the new bean --- +$300 from family for bday :)

  04/10-  -- yes!!!

  04/11-  - Sold extra swaddlers +$20.00!  DH spent $40.00 at the grocery on snacks for himself 

  04/12-   spent $11.25 on diaper covers - I realize I have an addiction. NO MORE! -- Sold diaper bag +$25.00!

  04/13-   going to grocery $120.00 ugh and nutrition store $47.00 eek!-- have to pick up things to boost iron. Gas- $60.00 holy cow! --Returning way too expensive glasses and getting +$225.00 back! (spent $75 on new pair already) - Sold diapers +$40.00!

*** it really it scary to realize that I spend money almost every single day. This internet shopping is killing me!

 04/14-  spent $7.00 mailing diapers---- anyone else notice shipping prices? Holy cow!

 04/15-  there is absolutely nothing that I need to spend $ on today AND the mama I babysat for is bringing my check! +$150.00!

 04/16-  spent $$ at Home Depot on things we needed to finish projects, used $50 giftcard at Sears, $18.00 for lunch --- Received +$50.00 check for refunded deposit on water bill!

 04/17-  spent $120 at Lowes for landscaping supplies

 04/18- 

 04/19-  $11.25- diaper- ugh! spent $14.00 for lunch out   Clothes- dress for pictures, birthday party, and maternity/post pardom- total unknown (have to try everything on for DH haha), DD's birthday dress   --- +150.00 anniversary $ from the inlaws...sweet!

 04/20-

 04/21-- spent $22.00 at the grocery

 04/22-- bought lunch for us and inlaws $50.00

 04/23-- spent $18.00 for lunch, then $12.00 on snacks/ice cream ** Oh yeah, DH backed into a light pole--- that is an unexpected expense!

 04/24-

 04/25-- spent $6.00 on snacks

 04/26- --Sold diapers-- +$44.00!

 04/27- spent $45.00 at Walmart on Mother's Day cards/gifts and a couple of grocery items--- returned curtains and got a +$20 refund! Also received a +$25 for our anniversary! Spent $26.00 at the Post Office.

 

Edited by MaryElizabeth - 4/28/11 at 7:59am