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Are you at all concerned about not having a job? - Page 2

post #21 of 28

No.  Maybe I'm just in denial...  I would stay at home forever if I could and I might.  I love being at home, and I feel like I have so many things to do that I could be busy for many, many years - even with the kids out of the house.  Maybe that's just because I have two little ones, and right now I can't imagine having so much time... :)


Dh and I have a very good relationship; I really can't see us ever getting a divorce.  He's an amazing man; I'm very lucky. love.gif

 He has life insurance that would get us through the first couple of years if he died.  I don't have a degree.  I went to college for four years full time, but never actually got a degree, so I guess sometimes I do worry about that.  But I'm just optimistic, I guess.  I could figure something out.  We've got both of our families in town, and I know they would help me with child care if I needed it and that gives me a good support group.  It maybe wouldn't be ideal, but I'm not going to worry about all the what-ifs in life.  

post #22 of 28

What is the exact age you think you DD will "grow up" so you can start you own career?

post #23 of 28
Thread Starter 

"I was looking for a job when I found this one.  If I lose it, I will just be looking again." 


I like this too, and think it really is true.  I have a plan in my head for what I would do if something happened and we needed me to work, and it really seems manageable.  


Since we are planning on homeschooling, I don't think DD will likely be grown up enough for me to go back full time until she is in high school or college, but that could change if she or we decide not to home school, or if it seems easy for me to work as well.  I guess I always assumed that once my child was on her own or in school, I would go back to work.  I have never even considered the possibility that I might stay home if she was in school, or after she leaves home.  DH was surprised that I might want to work if I didn't have to, but I have always thought of a job as something that you love to do and also get payed for, not just a source of income.  Right now I nanny part-time because we need the money, but I wouldn't be doing it if I didn't have to.  


I think it would be a big adjustment for me to think about the possibility of going through life without ever having a career.  Although I think that is really because I had never considered it a possibility, not because it is something that I don't necessarily want for myself.  I guess I have some things to think about.  It seems like since I do have a degree, and a fair amount of experience, I would be alright if I needed to go back.

post #24 of 28
Originally Posted by mtbmomma View Post

"I was looking for a job when I found this one.  If I lose it, I will just be looking again." 


Unfortunately (as I am learning) looking does not always lead to finding.

post #25 of 28

Sometimes I am, but my situation is different from yours. I want to have several more children, and I feel it's important to stay home while they are little, but I don't intend to homeschool.  I miss my career (I am a wildlife biologist - it's awesome, but hard with kids), and don't feel like I"m a great SAHM.  I am committed to staying home while I have infants/nurslings, but my daughter is starting preschool this fall, and we plan to send them all to school.




I am not too concerned about finances; our relationship is stable, husband's job is stable, and I have my own savings and family that would help me out if I needed. I just worry about my job skills losing their marketability the longer I am out of work.




post #26 of 28

I honestly am not worried. DH has a steady job (hes in the military, so at least until next reenlistment he has a job) and we have a good relationship. We have extra left after every pay period and usually have a good savings (right now not so much since we just moved from Japan back to the states). I know I have marketable skills although I wouldn't want to do what Im trained in any longer. Im trained in law enforcement but I wouldn't want to do that with children. I also have training in ammunition and hazardous materials but again not something I would "want" to do but if I needed to I could find a job in those fields. Its been a while but its easy to brush up. I've kept my foot in the door of those fields as well so I know I would have someone to talk to if something happened and I NEEDED to get a job. DH has a good life insurance so if god forbids something were to happen to him the children and I would be taken care of. I also sew and can alter dresses/pants/other articles of clothing and could make a passable income doing that. Im going back so school soon and finishing up my bachelors degree so I have that as well.


I think its important to have something to fall back on in case you need it BUT I don't worry about it to often. You honestly can't plan for every circumstance. My mom worked her whole life until she was diagnosed with cancer and couldn't do her job. She wasn't any better off really than if she had been unemployed since my parents weren't known for saving money or putting things aside for a raining day. In fact she was probably worse because they were so dependent on her salary. She never planned to get sick, its not something you plan. We don't ever PLAN for something to happen where I HAD to go back to work but its something that COULD happen so I keep my toes in the door.

post #27 of 28

Yes and no.  DH has a steady job and I don't forsee a break up for us.  If he died, the debt (including house) would be paid off and I would get some money from insurance and a small pension.  Sure it would be hard for me and the kids to start all on our own, but I've been poor before in my life and my parents were never able to help me out financially and I have turned out just fine.  For me, it is important that I know what is going on with my kids 100% of the time, because I am with them 24 hours a day, every day.  Honesly, I doubt I could even get a job here...small town where I don't speak the language, plus my dh is on call almost all of the time.  Hey there, do you wanna hire someone who can't understand you and who can only work a few days a month?  Probably not.

post #28 of 28

No, I'm not.  We did go through some very rocky times in the past where I was very concerned about my lack of work experience, etc.  But there is nothing I can do about that and I don't regret being a sahm all these years at all.  If God forbid he died (he is deployed so this is something I worry about) he has life insurance.  If we ever divorced child support and alimony would hopefully hold me over long enough to get some vocational schooling in...Ultimately I trust that God would take care of us, and I don't regret being home.

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