I'm just curious what other families pay... we are looking at $710/mo (before taxes at least, that's one good thing) for $1000 per person deductible and then 80/20 in network and this is just for me and the kids through a group plan. Unfortunately I can't get individual now because of preexisting conditions (although even though my daughter has a medical condition they can no longer exclude kids, but I can't enroll her until an open enrollment period and some companies are no longer accepting at all so not sure what's going to happen come August).... I'm starting to think we should not pay, I know we've had more than one experience where we would've been better off with no insurance, but then there have been times where the insurance contracted rates were only a tenth of the regular rates (like my dh surgery we were billed over $15,000 for but once they sent it through insurance their rate was only $1500). I can't figure out what to do... between our out of pocket costs and our premiums we are paying more for health insurance than our mortgage and it's killing me, especially since our coverage is so junky... but I don't think we can afford not to have it... aaaahhhhh!! It's almost to the point where my dh is working half the year just to pay for health insurance and medical costs!
Anyways, I'm just itching to know what others are paying?