You ladies turned me on to Dave Ramsey. Â We are doing a modified version of the steps. Â I love his get out of debt / snowball concepts and the steps and we are working to get out of all of our debt other than mortgages.
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That's where he loses me, though. Â Paying off mortgage ahead of time makes sense if you assume that home prices will always rise, but I have had my faith shaken in that area. Â Also, I don't want to have a credit rating of zero. Â I don't think in this day and age you can live without credit score or a credit card. Â
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Any other resources anyone found useful?
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