You ladies turned me on to Dave Ramsey. We are doing a modified version of the steps. I love his get out of debt / snowball concepts and the steps and we are working to get out of all of our debt other than mortgages.
That's where he loses me, though. Paying off mortgage ahead of time makes sense if you assume that home prices will always rise, but I have had my faith shaken in that area. Also, I don't want to have a credit rating of zero. I don't think in this day and age you can live without credit score or a credit card.
Any other resources anyone found useful?






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