Okay, I have a dilemma here and I'm wondering if anyone here can give me some perspective on this situation, from a financial perspective.
I am currently dating a guy who doesn't work, but receives SSI benefits due to a mental disability (he is bipolar and clinically depressed, although this is currently well controlled by his medication.) I currently work full-time as a nanny, making about $800-900 a month, and am planning on attending school in the next month or two for medical coding and billing. We both live at home with our parents - I am 22, he is 26.
So, we were talking and I told him that I am concerned about the fact that if/when we move in together, maybe start a family someday (not for a while, obviously) I will pretty much have to be the breadwinner, seeing as he makes only about $670ish from SSI. I feel like I will have to be working all the time to support us/our family and that's not really what I want - I want to be able to spend lots of time with my child(ren), especially when they are young. Not knocking working/student/single mamas at all, it's just something that I've always wanted to do, right now I do the closest thing - being a full-time babysitter. Maybe I'm just having a hard time picturing myself juggling both a career and mommyhood...? Although I certainly know it's possible.. At any rate, I'm certainly willing to work part time or even full time if necessary, I'm really not an office-y career-type girl, but I feel like I'm willing to do whatever it takes, whereas he... feels that he can't (or perhaps won't.)
Anyways... my question is, is there anyone here who has been in a similar situation? How do you make it work, financially? Is there anything he can do to make under the table money, perhaps, or a way that he could work maybe part time but still receive SSI? Is there any chance of us ever being more than just scraping by day to day, especially seeing as how to continue to receive SSI he is not supposed to have more than I believe 2k in assets?
Side note... how do you handle the people that keep telling you that he's just lazy and to dump him? LOL. I know, this is not the relationship forum... just venting.