My comment about the taxes and mortgage wasn't so much about defaulting, but about losing out on that money. The mortgage money you get back when you sell, but you'll never see the tax money again. Think about how much you pay every year, and weigh that against your price drop. If your taxes are, say, $4000, and you've already been trying to sell for a year, then you've shelled out $4000 that you'll never see again. If you wait another year, that's another $4000. So maybe in the long run it's worth dropping your price by that much to avoid having to pay that much in taxes, because you'll actually come out flush - $4000 less recouped in price, but also $4000 less spent for property tax. Just something to think about.Oh, I understand now. Well...but the taxes are taken out automatically and I never see the money either come or go. It's kind of like...I'm one of those people who doesn't care whether or not the government uses my money for free throughout the year, I like getting a chunk back in the Spring. I intellectually know that it's going and that I'm paying (or getting my money used), but I don't care if I don't see it-- what matters is what I can see in my hot, grubby fist 
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Where is everybody? Happy Lammas/Lughnassad, all!







I don't know anyone else who's ever heard of it! The illustrations are just gorgeous.


He's 10.5yo and he's way into fantasy chapter books right now. Mostly with animals. Anthropomorphic ones. I wonder actually if he's old enough for Watership Down
We did kind of make it a Samhain holiday tradition, for awhile, reading Heckedy Peg. He always said he hated it, but I love it and made him sit through it anyway till he got used to it