I recently read a thread that was started in 2007 re: Tricare and getting covered for a homebirth, but am hoping to get some more up-to-date information is there is any to be had. I'm almost through my first trimester (I seriously can't wait for the nausea to stop), and am meeting with a certified practicing midwife in my area, and need to know if anyone out there has had luck getting reimbursed? I am on Tricare standard, so I don't need a referral but do I need to get prior authorization? Also, how would it work if I ABSOLUTELY had to go to the hospital if an emergent situation arises? I'm guessing that on standard I would have to pay the 15 or 20% that I do when I go to the doctor, but not sure if that is right. I have gone through the Tricare standard booklet and there was no information about midwifes and homebirths in the maternity section or the exclusion section.
The midwife I am possible working with requires payment upfront, and I'm not sure if she bills insurance companies herself (this is one of my many questions for her).
Again, ANY HELPFUL INFORMATION WOULD BE GREATLY APPRECIATED!