I had my little girl three months ago with Erika Urban from St. Peter and it was a fantastic experience from the prenatals to the the birth to the postpartum care. Â I would highly recommend her! Â Rachel Knudsen from Hartland was her back-up at the birth and she was wonderful as well, she was sort of like my doula during my pushing stage--very helpful. Â A friend of mine has had two births with Rachel that both went very smoothly, too. Â
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I am in the the midst of working out the insurance stuff right now. Â There were some errors on the BCBS end that I am dealing with, but have gotten at least one small check from them so far, don't know if there will be more. Â Here's the thing, at least with my BCBS policy. Â It says in my maternity coverage that pre-natal care by a "health care professional" is supposed to be covered 100%, whether in network or out, minus any difference between the actual charge and BCBS's Allowed Amount if out, which homebirth midwives are. Â So the more of my costs I can get coded and covered as prenatal care, the more likely I might get more money back since my policy otherwise specifically excludes homebirth. Since Erica and I had signed a contract last fall stating what her charges are per prenatal appointment and I mailed in her invoice to BCBS stating the dates of my appointments, I am hoping that will make a good case for getting a fair amount of my money back. Â
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We'll see, fingers crossed!