I had my little girl three months ago with Erika Urban from St. Peter and it was a fantastic experience from the prenatals to the the birth to the postpartum care. I would highly recommend her! Rachel Knudsen from Hartland was her back-up at the birth and she was wonderful as well, she was sort of like my doula during my pushing stage--very helpful. A friend of mine has had two births with Rachel that both went very smoothly, too.
I am in the the midst of working out the insurance stuff right now. There were some errors on the BCBS end that I am dealing with, but have gotten at least one small check from them so far, don't know if there will be more. Here's the thing, at least with my BCBS policy. It says in my maternity coverage that pre-natal care by a "health care professional" is supposed to be covered 100%, whether in network or out, minus any difference between the actual charge and BCBS's Allowed Amount if out, which homebirth midwives are. So the more of my costs I can get coded and covered as prenatal care, the more likely I might get more money back since my policy otherwise specifically excludes homebirth. Since Erica and I had signed a contract last fall stating what her charges are per prenatal appointment and I mailed in her invoice to BCBS stating the dates of my appointments, I am hoping that will make a good case for getting a fair amount of my money back.
We'll see, fingers crossed!