What I mean is when you are spending more than you make on your own is it right to spend money on anything that isn't necessary? I don't mean owing a mortgage or car payment or something that you've entered into a very specific deal to pay a certain amount and it's within your budget.
I'm referring to when you owe a bunch on credit cards or to friends/family and you choose to buy and spend more than you need to when you could be paying back your debts. I'm also referring to when families are getting assistance (public and other kinds like free childcare or large gifts from their family and such).
What I'm asking is do you think families that do not make what they spend on their own should have a moral obligation to be more frugal than those who don't?
I'm NOT in any way saying people shouldn't get assistance and I can't imagine a way to force frugality on anyone. It's just something I'm wondering about because I feel like I'm often hearing things like "I just can't give up my gym membership or daily $5 latte while simultaneously telling me they are swimming in debt and wouldn't make it if they didn't have all this help from either family or public assistance.