I actually found your question by googling "Should I take Dave Ramsey's counselor training?". That should tell you where I'm going to fall on this issue, but let me tell you a little about why.
After reading your question and the other responses, I actually looked around the site a little and found it to be something that would be very useful to me as a stay at home dad, trying to fill a role traditionally filled by a mother. After I got sidetracked several times, I felt inclined to join and then searched a little to see if a man would be welcome here. I found some evidence that dad's are welcome here, so here I am!
My wife and I went started our single and then married lives as normal people. That is, we spent more than we made, buying things we couldn't afford, to impress people we didn't really like. When we got married, our problem wasn't all that large - a few thousand in consumer debt each, but willing to work together and work on "doing better" with our money and getting out of debt. After our wedding, we started getting more and more credit offers and "better" deals in the mail all the time. Before we new it, we had two more car loans, two motorcycle loans, a second mortgage (a huge mistaken attempt to clean up our debt and get on track - that made things much worse in the end!), and a LOT of unsecured debt.
This was all compounded by a bad business arrangement coupled with running a small business on a credit card to make the ends meet.
Somewhere in the middle of this we were told about Dave by a family member from whom we were constantly borrowing money till payday. We read his book, started listening to his show, and were gung ho, but convinced that we didn't have enough money to fund our budget - so OF COURSE we kept spending more than we made.
Fast foreward a couple of years, we are pregnant, and my wife is put on bed rest at 22 weeks! My wife ended up actually in the hospital for over a month. Our problems were now slapping us in the face as we were no longer out earning our stupidity! We started applying Dave's methodology as best as we could. Cut spending, tried to budget, etc. We limped along, still with the help of relatives for about a year.
About that time, my parent's church was offering FPU. My parents offered to pay for us if we would attend with them. We were very excited, but had no idea how much our life was about to change! FPU is perfect for you and your DH for, in my opinion, two huge reasons. You both know that there's a PROBLEM, and you BOTH know that there is a problem.
Don't worry about your DH not being really excited yet. Dave will take care of that. Go into it determined to work this out together, and determined to see it through for 13 weeks, doing what it takes. With just a little bit of hard work (alright, maybe a lot of hard work) you guys will change your habits, be communicating better, have a little money saved, maybe some debt paid down, and be armed with a PLAN, and a ton of information about how to get where you are heading.
FPU doesn't offer a money back guarantee for a simple reason: If you do the plan, it WILL work, if your don't, it won't. FPU teaches you alot of common sense stuff that has somehow become uncommon. There is really no new information, it's just a great arrangement of stuff you need, presented in the right order, in an energetic and fun fashion. Everything taught is on purpose, and there's a reason it's a thirteen week course. It takes about three months for most of us to establish a new pattern as a lasting habit. When the class ends, there's less of a chance of "falling off the wagon".
You can also go back to FPU as many times as you want for free. We took the class three times, because it helped us stay on track. At least three times we have paid for others to take the class. The other thing that makes the class worth many times the price is the class structure. You spend the first half watching Dave teach the lesson while you follow along in a workbook, then the second half is a small group discussion time. Think group therapy! "My name is Matt, and I like stuff." Getting to know a small group of people, from all different situations, and doing this thing side by side really helps to keep you motivated and keep on track.
Personally, over the last few years our income has decreased. Through careful planning, goal setting, and application of our plan, we went from a mess to our current state. We have made a swing of around $200,000 in three years. That involved some strange sacrifices and decisions that have enabled us to live the last year almost on vacation. I am able to be a stay at home dad, while my wife works as a travel nurse. She loves new challenges every few months, and I couldn't be happier as a stay at home dad - although I am definitely ready to start contributing financially to the family again (I know that keeping us on track financially, saving money, blah blah IS contributing, but I'm ready to start putting some cash in the bank again!) In the last year, my wife has only worked nine months. During that time, we have paid our total debt down to a small fraction of what it was, one school loan to go, and we'll have the cash for a house in less than two years. Yes, I said CASH for a house. We have traveled from the east coast of the US, across Canada, spent most of the winter in northern Montana, the spring in Yuma AZ, and the fall in western MD. We have had the opportunity to LIVE in different cities, not just visit there. While traveling, we have been able to make extended visits to far flung relatives and not worry about our trips "coming to bite us" later. We are currently making plans to accept a great job offer in AZ, and stop traveling.
Sorry about the long post, but I am a huge fan of what FPU has done for our marriage, and our family tree. We are finally truly financially independent of our families. We are responsible for our own lives and know how to set and achieve goals. With a little additional help from Rich Dad Poor Dad, 48 days and No More Mondays, The Richest Man In Babylon (my favorite book), The Wealthy Barber, and Zig Ziglar plus a few more I'm sure, our life barely resembles itself. We finally feel like we are in control instead of along for a ride, or fighting to stay afloat. If you want your finances and your marriage to be better than it is, FPU is a bargain. You will get out of it everything you are willing to put into it. So much more is covered than how to make a budget. Dave's "sequel" to financial peace is aptly named "The Total Money Makeover". It's really a life makeover if you want it to be.
We are seriously considering me taking the counselor training that Dave offers, and I have no interest in starting a counseling business. I have always wanted to help people. That's probably why my business was good at blowing customer's expectations out of the water, but not good at making a profit. Think about that though as a review of what FPU has done for us: Several years ago we could have lost our house. We were one missed paycheck away from financial disaster. We were often one flat tire away from financial disaster. Now we are about to head across the country in a pickup truck with 200K on it and aren't worried about it breaking down, because we HAVE the funds budgeted to deal with almost anything that could go wrong. We could afford to replace our vehicle part way across the country AND we are looking into spending almost $3000 dollars for training that will help me help other people for free.
Sorry again for the long post. Helping people get back on track, has become a passion of mine, and, well....when I'm typing a message, I don't get the usual cues to stop. I can't see your eyes glaze over somewhere around chapter 4 or 5, so really I am sorry for the long post. Also, we found a really good deal on K-cups at a local amish bent and dent store, and let me tell you, dark roast definitely has MORE caffein and I should NOT have a cup in the afternoon.
So to summarize, Yes, we have done the FPU class and, Yes, it worked great for us and I think you should do it!