Health Insurance Options?

[KatWrangler]

It looks more and more like when I get a job or jobs they will not be offering insurance. I have pre-existing conditions. So what would be my options? Isn't there some sort of state high risk pool? I live in Missouri.

Right now I have no insurance at all.

[Auntie Sapphire]

Here's the info on Missouri's high risk pool: http://www.mhip.org/index.html

You may have to apply for individual (as in, not work-related) health insurance and get turned down before you can go into the high risk pool. Try http://www.ehealthinsurance.com/ to find an insurance company.

I was in a similar situation in Michigan. Blue Cross denied my application for individual health insurance due to high BMI (around 40) and the fact that I take medication for high blood pressure. The Michigan high risk pool insurance would have cost me about $350 per month. I chose to go without until I got a full-time job with benefits, so I was uninsured for about a year.

Good luck - it's tough out there.