Originally Posted by zebra15
Halloween, Thanksgiving and Christmas. OMG I get overloaded with activities and so much FUN. I shouldn't complain this is when there is a ton of FREE stuff to do around here but still... everything is jam packed into like 10 weeks.
Well, not sure about Halloween. What day of the week is it? We might go to our university Pagan club gathering that they do every year. We went last year and had a great time. Knowing my X-MIL, she'll buy my kiddos costumes and they'll be with their dad that night, I think.
Thanksgiving- Having it at my house.. me, kids, DF, sister and MAYBE BIL and his GF. I'm not going ANYWHERE.. I'll be 8 1/2 months pregnant.
Christmas- Also at my house with the same people as above. People might come see me, and I expect to have a newborn. I'm trying to get gifts now as I can before it becomes too crazy later.
Originally Posted by frugalmama
has anyone here done in home daycare to make a little extra? I'm considering taking 2 or 3 kids in, ages 3 to 5 only. We're just coming up short every month, and I need to find something that is consistent and a decent amount for the work done. I planned on doing like a little preschool, since I already have everything for that as we home school and DD is in 1st.
Also - I'm hoping someone here might be able to answer a question about defaulted federal student loans I have. I've heard they can go after your paycheck if you work a regular job - do they take all of it or is there a percentage they are allowed like 20% or something. I've debated getting a regular job at the grocery or such, but I have defaulted federal student loans, as well as a whole bunch of credit card and private student loans in collections. As long as I get a paper check and not direct deposit the collections can't take it right?
Can you get your loans deferred?
Originally Posted by phathui5
We're getting ready here to go from decent, mid-sized income to low-income so that I can do an apprenticeship and finish midwifery school and I'm pretty nervous. Actually, I go back and forth between being confident about things working out and terrified that we'll end up homeless.
Good Luck! We are both full time students and are making it work. We live off student money, DF's G.I. Bill money, and he works PT. There are lots of resources out there to help you out. Maybe as a midwife student you could do PT work as a doula for some extra money?