This was sort of cross posted in a Finding Your Tribe forum, but it's so hard to figure out where to post this subject. Or maybe it's not and my brain is just fried. haha.
Anyway, a little background. We have three kids 4, 2, and 7 months and I am a sahm and we have a house and we do have some land. My husband has a job where he doesn't get paid all that well, not that bad, not that great, and there's no room for growth and pursuing another job doesn't seem to be working. He wants to be in construction which he says is at a standstill here. It's a long, long story, I'll spare most details but it had to do with me getting a chronic illness six years ago, missing work, getting pregnant while building our house and it leads me to where we are now, with one working parent, three kids and not knowing how expensive it
+-would be. That with the fact that this is a horribly expensive place to live. The taxes are through the roof. Property taxes are about the size of another rent or mortgage. The cost of living is terrible. We fell behind, in everything but mostly the mortgage. We have tried things to make up some more money. We have done our local farmer's market. I have done some working from home. It is still not enough to help. We have lived frugally with no more than 40 a week for groceries, living a depressing life.
We're considering a couple of different options. One is to claim bankruptcy and repay all the debt in order to keep the house and there's credit card debt as well. In order to do that, husband will have to get a second job or I will have to work. Well, we know that anything I make would not cover childcare costs. And I hate to see my husband working twice as much and missing out on the kids. We do not particularly love our house. Though we do love our land, but I cannot go out in the yard really to enjoy it anyway. Being a stay at home mom is important to me, to both of us.
We're considering relocating to another state. We are considering NH or VT where we have a couple family members and my brother in Alaska is trying to me to move there.
Has anyone ever done this. Given up their house or land because you just cannot afford it anymore? Moved to another state even if it meant you have to rent...to be able to give your kids a better life?
This is what I would like to know, if anyone has done it, or thought about it and decided against it?