to do a private adoption via an adgency. to be matched with an expectant mom that is making an adoption plan?
Aimee it depends. If you go thru a nonprofit agency that uses a sliding scale fee based on income, your costs could be quite low (if you have a modest income)...if you use an different agency, you could pay 40K+...i know people who found a mom who didnt need any expenses paid, in an already-born baby situation, they just needed their lawyer to handle every thing and the costs were minimal, under 5K. And everything in between. I think the average is probably $15-30K. (But im no expert on private adoption.)
Our agency does a sliding fee based on income (not race-which many agencies do and that really bothers me) and ours cost $16,000. Do your research they vary GREATLY! Also if our match fell through we won't lose any money as we wait for another match. There is also an adoption tax credit.
I would personally not sign on with an agency that did not roll all money into the next match. You only had to pay for your homestudy, training and a $1,000 fee at first and then once the baby was in your home and the parental rights were terminated did you have to pay the rest of the fee.