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Choose the hospital or the OB? - Page 2

post #21 of 23
Thread Starter 
Quote:
Originally Posted by fnpmama View Post

OH and I would definitely ask for a refund if you prepaid for delivery services.  I didn't even know you could do this with hospitals, doctors and private health insurance.


 



 



 

Yes, for the portion I was responsible for ($750 deductible, then 20% until I hit my out-of-pocket maximum for the year). Apparently they do "global billing" for full-pregnancy care, but since I have called and advised them I'm transferring to another practice, they have to (basically) undo all the billing that has been done, then re-charge me on a per-visit basis. Which "may end up being more or less than what you have paid; if you are due a refund, we will send it to you."

 

....lame. =P

 

Successfully switched to a much nicer natural-birth practice - I'm seeing a CNM! And did the hospital tour yesterday. Very happy with this change. =)

post #22 of 23
Quote:
Originally Posted by aeterna View Post



 

Yes, for the portion I was responsible for ($750 deductible, then 20% until I hit my out-of-pocket maximum for the year). Apparently they do "global billing" for full-pregnancy care, but since I have called and advised them I'm transferring to another practice, they have to (basically) undo all the billing that has been done, then re-charge me on a per-visit basis. Which "may end up being more or less than what you have paid; if you are due a refund, we will send it to you."

 

....lame. =P

 

Successfully switched to a much nicer natural-birth practice - I'm seeing a CNM! And did the hospital tour yesterday. Very happy with this change. =)



Happy the transfer went smoothly.  I recently transfered to a practice with 2 CNM and 1 OB and am so much happier.  I had been concerned that no practice would want to take 3rd trimester transfer, but these midwives are wonderful. 

 

I was just reading through my previous comment, sorry if I sounded discouraging.  I think I was just remembering all the cranky on call residents I have worked with through the years.

 

 

post #23 of 23

Have you considered hiring a doula? That can really help when you don't feel confident about the hospital, and she might have enough experience with the two hospitals to give you advice.

 

Another thing that might help - if you go to the farther away hospital, do you know someone (fairly well) that lives nearby, and you could stop at their house for a bit before going in? Then you wouldn't have to try to judge "the right time" as closely. My friend just did that, she was planning to go to her parents house (10 min instead of 40 min from the hospital), then by the time she got there, it was time to go straight to the hospital!

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