If I was going to be moving to California, Sacramento say, in my 34 week of pregnancy and apply for medi-cal. I know there is a 45 day wait at least to get approved. Now what I am worried about is it says right on the Welfare website that there is Presumptive eligibility for pregnant women during the waiting period. But then it says that presumptive eligibility will not cover the actual birth and labor. That is why it is important to apply early for Medi-Cal.
I tried calling 2x to talk to someone in the office in Sacramento. I waited about 45 minutes each time and when a real live person answered, I was told that they don't work with that department, and transferred to a phone line that no one ever picked up.
Now, I know I called the right number, its listed on the website, and when the automated system first answers it says to press #3 for Medicaid/Medical questions.
So, would it be a big mistake to move to California right now? I mean I am in Oregon, and I want to be closer to family, also my DH is working here, but its not the best job ie no health insurance and somewhat low pay for his profession. I know that California is about 12% unemployment and second only to Nevada and the US Virgen Islands in unemployment right now so I am very worried about our financial situation.
I need to be sure that we will qualify for Medical, that it will be retroactive, that California isn't so behind on its lagging social services as to actually be able to follow through in 45 days, and if I have the baby before that if it will carry over, and also I need to make sure that there the limit on assets has been lifted(we have just over $3000) amassed in savings, checking, 401k, etc... which will quickly be used up anyways with the move and a first and last deposit on the cheapest apartment we can find in Sacrament.
So I know with President Obabmas laws that most states have been encouraged to lift all asset requirements, for Medical for pregnant women, and that the amount above poverty level should be 175% to 200% for income.
I am very worried about not having health care and getting hit with an $9000 hospital bill it will be impossible to pay off.
Anyone with any experience with late pregnancy moves, or getting approved in California actual real waiting times etc.....