DH is in school and graduating in May this year. I SAH parenting my 2 y/o and am pregnant and due in May...
We have one car and can not get rid of it (would cost thousands to get out of our lease and fix cosmetic damage) also we need the car. I feel like we have gotten rid of so much (moved out of our single family to a very small apartment, got rid of my car, gave up a lot of luxuries, like cell phones ect)
So here is our bills minimum in USD:
362 car payment
50 heat (gas) This is without using the heat/or very little and without heat assistance which we will be recieving
72 house phone, cable, and internet (my sanity)
200 gas for the car DH drives 20 mins to work then 30 mins to school then 30-40 mins back home 4 days a week, otherwise just work. I get the car 2/3 days a week and have to drop him off those days but he carpools to school and home those days.
200 for food (plus 160 in food stamps)
200 + credit cards
DH is out of the house 7am-10pm on school days and works weekends so I can't get a job opposite him.
On top of our bills DH smokes and spends roughly $150 a month on cigs and take out...which I can't seem to do anything about...
I haven't been too great with the spending lately but need to change that!
Our income is 1600-1850 a month (varies due to DHs hours)
We have about $10,000 in debt on credit cards and $200 in our savings.