i have a car i want to trade in. we still owe on it, but less than blue book value. it's two years old. i don't feel that it is a super reliable car and just am starting to feel antsy about taking it on long trips - even though it's only broken down once (on vacation at less than 5k miles!). since then, i've just clinched my butt on long trips :) seriously.
now, i'm thinking we should trade, while it's still in it's prime wrt value. but that's gonna add to our years toward getting this paid off and of course, not something we want to do - does anyone?
so my question for you all is this: what's the breaking point where you decide it has to happen - when the car just broke it's last leg or while it still has a lot of life left in it?
we have 3 small children and the inlaws live 8 hours away. reliability is REALLY important to us.
talk me down!
whatever you think!
ps i'm going to a dealership tomorrow. just looking.