Clay and DoK-I make my own deodorant. Its 2-3Tbs of coconut oil, 1/4 cup each baking soda and cornstarch. Mix until smooth. Rub a pea size amount under each arm. Baking soda for the stink, cornstarch for the sweat. Works very very well. I can skip a day in between (even with showering!) and it still works. I had to apply store bought deodorant twice a day after my last baby was born (thank you hormones....) and this is great! I do find it tends to dry my skin out some, but with the next batch I make I'm going to add a little more coconut oil and that should help. This stuff lasts a long long time, too, and you'll save sooo much cash. Oh, almost forgot-you can add 10-15 drops of an essential oil in there, too. A lot of recipes I've seen use tea tree oil.
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Cars-That sucks about your cars, ladies! I hope things get fixed easily and cheaply! I've had my car broken into a couple of times here. Its just kids going through the neighborhood looking for open vehicles then ransacking them for cash. Luckily, all I had in my car was about a dollar in pennies but every single one of those pennies was GONE! 
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Cards-Well, I'd really really love to, I love sending out Yule/Christmas cards. I just can't work it into my budget this year. I'm hoping next year things will be better and I can participate. Heck, maybe after we get our tax return in Feb I'll send out extremely belated Yule cards!!
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Lioness and Feral---Congratulations!! How exciting for you!! 
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Exercise...oh exercise....I totally need to exercise. I still have baby weight that needs to go. I just like cookies...and TV...and books...*Sigh* Come January, I'm going to put a blanket ban on a lot of the stuff that I eat too much or the stuff to make things I eat too much of (like chocolate chips and cocoa powder). I'm also going to rent Zumba for the Wii and see if I like it enough to buy and actually use it. Hopefully that will help me shed these pounds!
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I never give handouts, either. Where I live there aren't many ppl begging, but the ones that I see occasionally are career beggers. I don't want to add to their paycheck when chances are they make more than DH does a year, anyway.
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Does anyone have any good tips for getting crayon off the walls? DD decided to draw some Xs and some rainbows on the living room wall. When we tried to wash it off with just soap and water, the paint started to come off, too!! So I need a plan B and I have no idea what plan B should be!!