Oh, you guys. Thank you so much for all the love. Me, wise? Graceful? Those words have carried me through some tough moments. And cbaa, thanks for weighing in on my career dilemma - I needed to hear that I'm not crazy to feel that way. Thank you ladies! Also for the camera advice - I think that was a fantastic distraction for me. Now I kind of want my camera to die. (Not really, even a cheapie replacement won't be in the budget for many months.) I never thought of buying one used! My dad is an eBay master so I'm sure he could help me get one. I wrote down everything you said for future reference.
Chica, I'm so very sorry that your little bean didn't stick. It's awful. Just so terribly unfair. You're in my thoughts - please be extra kind to yourself, okay?
Boots, awesome third beta!!! Don't be angry with yourself, you're only human and it is really hard not to share. (I mean, DH knows how strongly I feel about waiting but he still managed to tell a few friends during the week that we actually thought I might be viably pg back in June. I almost killed him, but it also meant a lot to me to see how excited he was.) Sending tons of good thoughts your way for a great u/s!
Deborah, I think that's a good way to put it!
Brichole, I'm going to sound like a broken record here (sorry!) but it isn't Aetna vs. Cigna, it's what type of plan your employer picked under each company. We also have Great-West/Cigna like Deborah but a bad plan. We used to have a great Cigna plan though. It sounds like your plan is a lot like ours, unfortunately. One bit of advice I can give you is that before seeing any new doctor or having any major procedure, call Cigna. Don't rely on their database or the doctor's office to tell you whether you are covered. Write down the name of the rep and the date and time you called for reference. I have had all sorts of problems with billing codes with Cigna, so ask them whether there are any billing codes they require (for example, my plan will reject any claims from the practice group name, so then I have to have the doctor re-submit the claim with a doctor's name on it and they will accept it). Also check very carefully that they are giving you the benefit you deserve. I've often had things billed as out-of-network when they are in-network. Open everything they send you right away and read it with eagle eyes. I would also call Cigna and ask what their policy is on secondary insurance. Sometimes they will pay less or refuse to pay if you have secondary insurance; it might not be worth it. I do not believe your emplyer can require you to buy the insurance package, though they can require you to prove you have insurance coverage. They should have a waiver form for you if you decide to go on DH's insurance. My university requires me to be covered but I don't buy their plan (it's much more expensive than DH's and also not that great) because I can prove I'm covered under DH's policy. I hope that' helpful! Also - congrats on getting a much-deserved raise! Thinking tons of BFP thoughts at you - I want one so much for you in 2011!
shesaidboom, I hope that cramping is for a good cause! Fingers crossed!
Thinking of all of you guys, as always.
AFM, tomorrow is test day. Yikes. It's a preschool morning so I'll wait to dip the stick till I'm home alone. It's hard for me to hold it together in front of DS and he's very sensitive. Incidentally if/when we do get pg we'll have to keep it from him for months - don't know how we'll do it! But wow is that a problem I'd like to have.