NoSpend January -- Ringing in the New Year with money in the bank - Page 7

[nwmomof2]

Week 2

1/8  budgeted spending: $20 groceries

1/9

1/10

1/11

1/12

1/13

1/14

1/15

[petey44]

Originally Posted by petey44 

KEY

unnecessary spending

necessary spending

no spending

1/1: I sent DH to the store to pick up a pepper I needed for a recipe...I had bought it within the grocery budget the day before, but then DH used it without asking while fixing himself a snack...and then while he was at the store he picked up something else he wanted to make (completely disregarding the houseful of food we have, sigh). Only about $3-4, but still...

1/2: We didn't plan properly for our trip to the nature center, and DD was HUNGRY. Again, only spent $1, but see how's it's already adding up?

1/3:

1/4: Gas and almond milk. Budgeted for, so it's okay.

1/5: Dog food and kitty litter.

1/6: Beer run- we needed it, and I'll take it out of the grocery budget for the next 2 weeks (which should be how long it lasts)

1/7:  Grocery shopping, printer ink

1/8:  DH's medicine

1/9:

1/10:

1/11:

1/12:

[FillingMyQuiver]

Key

No Spend/ Budgeted spending

Unplanned/ unbudgeted spending

30min spent decluttering

1.  We're at my ILs until tomorrow, DH and I ran to Target for MIL for popcorn, I picked up stockings and eye makeup for DH's formal office party on Saturday, all of it was put on a GC I got for Christmas, so no $$ out of pocket.  I REEEALLY wanted to buy some other stuff that we REEEEALLY didn't need, but I resisted

2.  Trip home today.  We budgeted a set amount for this trip to the ILs, and for one of the first times, we actually stayed completely in budget!!  I'm hoping that this will set the precedent for the rest of the year, that we can set a budget and stay within it.  No extra spending, no impulse shopping, complete CONTROL!!  Tomorrow I begin decluttering for the 2012 in 2012 Decluttering Challenge.

3.    DH stopped for a haircut on the way home from work b/c I haven't had a free moment to cut his hair.  There's room in the budget for it, but it wasn't really budgeted for.

4.    Had a play date with friends today so no money spent.

5.    DH picked up part of DD2's b-day present, cupcakes, and her choice of dinner for tonight (elbow pasta w/ sauce.  Oh the joys of being 3!!)  Also purchased a used copy of DH's textbook for his class.  All spending today was budgeted.  We reviewed the budget and found we came in under budget on quite a few line items and were able to put some extra towards paying off our truck   Really hoping the momentum we feel this month will carry through the rest of the year

6.   

7.   

8.      $62 spent at Chili's for an unplanned lunch out after church w/ my brother, SIL, and nieces, though it was $$ well spent b/c I don't get to spend much time w/ that part of my family.  Undecorated our Christmas decor today and got rid of quite a few things I didn't use or want anymore.

[rudhaen]

- Nothing spent

- Budgeted spending for groceries, gas or bills

- Other spending

1/1 -

1/2 -

1/3 -

1/4 -

1/5 - $30 for gas

1/6 - $36.60 for groceries

1/7 -

1/8 - $63.03 for groceries

[Ruthiegirl]

Easy day at home.  No spending.  

Jan 1 -- 

Jan 2 -- 

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- 

Jan 5 -- 

Jan 6 -- 

Jan 7 -- 28.61 birthday gift

Jan 8 -- 

Jan 9 -- 

Jan 10 -- 

January savings goal is at 116% 

[Paigekitten]

Ooops, had to take back one no spend day, I didn't see until they hit the bank.
 

Originally Posted by Paigekitten 

1/1 

1/2 

1/3 $0.27 grocery budget, $20 check for DD3's birth certificate

1/4 $30 to replace our flat tire, $2 on a tip for going out for our anniversary (dinner was on a $10 gift card), $2.41 postage (PBS book), $30 phone

1/5 $5.47 for part of a meal we took to a friend, $37.16 car insurance

1/6 

1/7 

1/8 

[AnkaJones]

1/1: No spend

1/2: No spend.  Working OT tonight.

1/3:  Shoot!  Forgot to return my library book yesterday, and now have a fine.  Worse yet, it's an interlibrary loan book... $2/day.

1/4:  No spend.  And turns out there's a grace period on the interlibrary loan book, so no fine. 

1/5: No spend.  Grocery day is tomorrow, so I'm steeling myself for the stores.

1/6:  Budgeted grocery spending (47$)... less than expected.

1/7: 9$ at farmers market (budgeted pocket money) on apple cider and apple butter.

1/8: a few dollars at the grocery store (budgeted).  Sent DH out to get the butter I forgot due to forgetting my shopping list on grocery day, and he also found a really good loss leader deal.  You have to admit, given that six months ago we didn't know what a loss leader was, he's really stepping up to the plate on this stuff!  Anyway, he came home with chicken for <1$/lb. for the freezer. 

Anka

[lavatea]

1and 2- We were out of town so I spent for food and some small things at Target and DH was separate from us so I'm sure he spent, too.
3- DH bought lunch out. I told him last night to consider us dirt poor for the next two months. Not sure how long he'll remember that, but he got up and made his lunch this morning.
4- DH went and bought cat food and also decided to get other stuff. We had the food budget left to cover it so that's ok.
5-
6- We did our weekly (budgeted for) grocery shopping. I actually slashed the budget by $63 to begin with (trying to make this budget work somehow while I'm not getting paid so we're eating way cheap this week - think eggs, meatless spaghetti, and the like) and then came in $6.50 under. So that will go back to the bank to help with next week's bills. Oh, and when I paid this week's allotted bills I was still able to put $46 into our sinking funds. It's nowhere near the monthly savings goal, but I guess every little bit counts.
7-
8- DH rented a redbox movie.
9- DH has to buy dress shirts and a book for a conference his work is sending him to tomorrow.

[Crunchy*VT*Mom]

Originally Posted by Crunchy*VT*Mom 

01.. 

02..  $14 Pizza Hut

03.. 

04.. 

05..   $50 Tequila (the big bottle)

06.. 

07..  $25 dinner out with friends

08.. 

09..  $15 Triple Sec

10..

11..

12..

13..

14..

15..

[Ruthiegirl]

My nursing boobs are aching and swollen....my old nursing bras are too worn and unsupportive.   I bought new bras online and hope they help.   

Jan 1 -- 

Jan 2 -- 

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- 

Jan 5 -- 

Jan 6 -- 

Jan 7 -- 28.61 birthday gift

Jan 8 -- 

Jan 9 -- 60.00 nursing bras

Jan 10 -- 

January savings goal is at 116% 

[petey44]

KEY

unnecessary spending

necessary spending

no spending

1/1: I sent DH to the store to pick up a pepper I needed for a recipe...I had bought it within the grocery budget the day before, but then DH used it without asking while fixing himself a snack...and then while he was at the store he picked up something else he wanted to make (completely disregarding the houseful of food we have, sigh). Only about $3-4, but still...

1/2: We didn't plan properly for our trip to the nature center, and DD was HUNGRY. Again, only spent $1, but see how's it's already adding up?

1/3:

1/4: Gas and almond milk. Budgeted for, so it's okay.

1/5: Dog food and kitty litter.

1/6: Beer run- we needed it, and I'll take it out of the grocery budget for the next 2 weeks (which should be how long it lasts)

1/7: Grocery shopping, printer ink

1/8: DH's medicine

1/9:  gas   shipping costs to send all my old cloth diapers to my cousin- I was glad to do it, but didn't realize the shipping would be so expensive, and it wasn't part of the budget

1/10:

1/11:

1/12:

[FillingMyQuiver]

Key

No Spend/ Budgeted spending

Unplanned/ unbudgeted spending

30min spent decluttering

1.  We're at my ILs until tomorrow, DH and I ran to Target for MIL for popcorn, I picked up stockings and eye makeup for DH's formal office party on Saturday, all of it was put on a GC I got for Christmas, so no $$ out of pocket.  I REEEALLY wanted to buy some other stuff that we REEEEALLY didn't need, but I resisted

2.  Trip home today.  We budgeted a set amount for this trip to the ILs, and for one of the first times, we actually stayed completely in budget!!  I'm hoping that this will set the precedent for the rest of the year, that we can set a budget and stay within it.  No extra spending, no impulse shopping, complete CONTROL!!  Tomorrow I begin decluttering for the 2012 in 2012 Decluttering Challenge.

3.    DH stopped for a haircut on the way home from work b/c I haven't had a free moment to cut his hair.  There's room in the budget for it, but it wasn't really budgeted for.

4.    Had a play date with friends today so no money spent.

5.    DH picked up part of DD2's b-day present, cupcakes, and her choice of dinner for tonight (elbow pasta w/ sauce.  Oh the joys of being 3!!)  Also purchased a used copy of DH's textbook for his class.  All spending today was budgeted.  We reviewed the budget and found we came in under budget on quite a few line items and were able to put some extra towards paying off our truck   Really hoping the momentum we feel this month will carry through the rest of the year

6.   

7.   

8.      $62 spent at Chili's for an unplanned lunch out after church w/ my brother, SIL, and nieces, though it was $$ well spent b/c I don't get to spend much time w/ that part of my family.  Undecorated our Christmas decor today and got rid of quite a few things I didn't use or want anymore.

9.      $24 spent at McD's for lunch.  2 of my kids had dr appts today and I didn't plan very well and had to grab lunch on the go.  I did however resist stopping for Starbucks on the way back and just waited to make coffee at home.

[nwmomof2]

Week 2

1/8  budgeted spending: $20 groceries

1/9 $17.50 at Goodwill: mixing bowls, wood hangers and a measuring cup, all needed, DD1 cute Gymboree t-shirt, not really needed. And then I spent $34 - ordered my DD2 a nightie (on sale 50% off) and DD1 slippers (not on sale) from LL Bean. Not absolutely necessary, but will be used. Ah, well. Thrift and online shopping, truly a weakness.

1/10

1/11

1/12

1/13

1/14

1/15

[Crunchy*VT*Mom]

Pre-emptive strike -- I'm posting that today I WILL NOT SPEND and I've just locked my wallet in the filing cabinet for the day.  My last purchase (before January 1st) from backcountry.com just arrived in the mail...that brown truck will not be pulling up to my house again for the rest of the month.

And I've bought enough liquor to stock my own bar so I'm all set there. 

I am going out to eat with friends a few more times this month, so I need to be very cautious on these excursions and try to keep the costs minimal.  Maybe eat dinner before and just have an appetizer or desert to keep costs down.

My daughters want to go ice skating and I'm planning to take them...but I'm thinking of that as paying for experiences, so I'm not sure if I'll consider that wasteful spending or not...

Originally Posted by Crunchy*VT*Mom 

01.. 

02..  $14 Pizza Hut

03.. 

04.. 

05..   $50 Tequila (the big bottle)

06.. 

07..  $25 dinner out with friends

08.. 

09..  $15 Triple Sec

10.. 

11..

12..

13..

14..

15..

[Crunchy*VT*Mom]

Ruthie -- Nursing bras that fit are a NECESSITY.  Think of how much money (lots and lots) you are saving by nursing and go get you some bras that fit.

[AnkaJones]

1/1: No spend

1/2: No spend.  Working OT tonight.

1/3:  Shoot!  Forgot to return my library book yesterday, and now have a fine.  Worse yet, it's an interlibrary loan book... $2/day.

1/4:  No spend.  And turns out there's a grace period on the interlibrary loan book, so no fine. 

1/5: No spend.  Grocery day is tomorrow, so I'm steeling myself for the stores.

1/6:  Budgeted grocery spending (47$)... less than expected.

1/7: 9$ at farmers market (budgeted pocket money) on apple cider and apple butter.

1/8: a few dollars at the grocery store (budgeted).  Sent DH out to get the butter I forgot due to forgetting my shopping list on grocery day, and he also found a really good loss leader deal.  You have to admit, given that six months ago we didn't know what a loss leader was, he's really stepping up to the plate on this stuff!  Anyway, he came home with chicken for <1$/lb. for the freezer. 

1/9: No spend.  Made a huge pot of black bean chili, which should last the week.

1/10.  This should be a no spend day.  Baking in the morning, reading in the evening.  And I've got a new book, Radical Homemakers, to inspire me.  Working OT shift tonight, so that'll both bring in some extra money and remove the temptation to spend it.  And, after many moons of just growing herbs in my indoor container garden, I'm getting some tomato seeds this week from a neighbor to start some tomatos.

Anka

[Thecraftaholic]

I'm a little late in the game but I'm hoping I can still join in! 

My name is Diana, and I'm a mom of two (a four year old and a newborn).

I'm hoping to be able to save a bit of $ here and there (as times are tough everywhere). No particular reason, except for the fact that I've got to buy a pair of jeans, since I haven't in about four years, and now my favorite pair is falling apart quite literally. So I'm hoping to save some $$ so I can do some thrift store clothes shopping. 

I'm hoping to train myself to not spend as much,  and try to save $, even when money is tight, though living in New York makes that quite difficult at times. 

Nice to meet everyone!

[Thecraftaholic]

And actually, so far, all we've purchased is diaper cream and groceries. Good to go, so far!

[Ruthiegirl]

 That is how I see it too.  My babies tend to nurse a long time, so comfy bras seemed like a  priority.  And we have gotten away with spending very little on this baby.  My friends are all done having kids and have sent piles of hand me downs our way.

[Ruthiegirl]

Jan 1 -- 

Jan 2 -- 

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- 

Jan 5 -- 

Jan 6 -- 

Jan 7 -- 28.61 birthday gift

Jan 8 -- 

Jan 9 -- 60.00 nursing bras

Jan 10 -- 

January savings goal is at 126% 

Edited by Ruthiegirl - 1/10/12 at 4:36pm