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NoSpend January -- Ringing in the New Year with money in the bank - Page 12

post #221 of 245

On a happier note -- I won a $75 gift card at my local grocery store by guessing the weight of a big hunk of cheese (73 lbs).  so that pays for the boots!

post #222 of 245

Uh-oh.

 

I'm slipping.

 

Internet shopping is my weakness...outdoor gear is my weakness...

 

I bought these same Baffin boots in November -- for $139...full price. Then sent them back because I couldn't let that much money leave my hands. Now they are 60% off. But still....$60 is a lot of money.

 

They are rated -40 below (now the justification starts...) and I'm ALWAYS cold. So I want some serious boots.

 

I feel like I delayed the purchase for a long time and I waited for my price...so I bought them.

 

BUT....(here's the problem....) once that happens, once I start buying I get on these sprees. And now I'm buying swimsuits too.

 

My justification for the swimsuits is that I swim all the time (it's true...I teach water aerobics) and my current swimsuits are pretty beat up. So these suits that I bought were each less than $20 because they are "holiday" suits with christmas trees on them and stuff. and the three that I bought will be used for the next 12 months (hopefully).

 

I can justify any purchase. This is it though -- kabosh. No more spending this month.

 

 

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

01.. thumb.gif

02.. $14 Pizza Hut

03.. thumb.gif

04.. thumb.gif

05.. $50 Tequila (the big bottle)

06.. thumb.gif

07.. $25 dinner out with friends

08.. thumb.gif

09.. $15 Triple Sec

10.. thumb.gif

11.. $5 McDonald's

12.. thumb.gif

13.. thumb.gif

14.. thumb.gif

15.. thumb.gif

16.. $15 Pizza Hut, $6 ice skating, $30 date night

17.. thumb.gif

18.. $5 McDonald's

19.. thumb.gif

20.. $10 Wendy's

21.. thumb.gif

22.. thumb.gif

23.. $59 Baffin Snow Boots

24.. $87 Swim suits and swim shampoo

25..

26..

27..

28..

29..

30..

31..

 

My Goal = 20 no-spend days this month

My progress = 14 so far...



 

 

post #223 of 245

I'm with you on the "can justify any purchase."  Ugh.  I'm doing pretty well overall though.  I decided I wanted/needed to replace our mantel thermometer for one that is more appropriate for the range of temps in our house.  It really helps with the woodstove to see exactly how hot it is right next to the woodstove.  I put it in my Amazon shopping cart and LEFT IT THERE -- which means I did not buy it.  For several days.  Then I sold some of my youngest's outgrown wool socks to a friend for $20, suddenly had enough money for the thermometer, and ordered it (justified it because my DD had some money to spend, wanted to order something specific, and bingo - free shipping...)

 

Also my camera is breaking and I would just LOVE to charge a new one.  AAAAGHHHHHHHH....  cannot do that.  But I did buy an $8 cheap case for my old one so it might last me longer (the issue is that the lens cover doesn't always close all the way -- sometimes it freaks out and won't work because of this, but sometimes it's fine, and my worry now is keeping the lens clean and safe).  Could have spent $200; instead spent $8.  Not great that I spent $8, but in context it looks pretty reasonable (see? justify, justify, justify...)

 

Really I should have put that $20 in savings or toward food or a bill or something.  But the "buy it" impulse apparently dies hard.  I'm trying!

 

I do think I'm going to use my Amazon shopping cart as a dumping ground for things I wish I could buy but really can't afford to.  And then periodically purge it, and if something stays there long enough and I get birthday money or something, I will know what I have wanted for the longest.

 

In other news, my 12yo had saved $100 from allowances, gift money, and earned money.  That's a ton of money!  He decided he wanted an ipod touch and we looked for deals online but I suggested he talk with his dad about it.  Well, his dad takes him out and gets him a brand-new one for $200.  And now my kid owes his dad his allowance for the next year.  Grrr.  So much for teaching my kids to save and avoid "credit spending."  It's hard to co-parent separately with someone who doesn't share these values.  (And this is the man who is lobbying to pay me less in child support, not that I get a cent more than I need already.)

 

post #224 of 245
Thread Starter 

 

Pre-emptive thumb.gif  for the day.  Our money is tight for the month -- I put a lot into our savings and am trying to squeak by without dipping into it.  

 

 

 

 

Jan 1 -- thumb.gif

Jan 2 -- thumb.gif

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- thumb.gif

Jan 5 -- thumb.gif

Jan 6 -- thumb.gif

Jan 7 -- 28.61 birthday gift

Jan 8 -- thumb.gif

Jan 9 -- 60.00 nursing bras

Jan 10 -- thumb.gif

Jan 11 -- 14.90 library fines   irked.gif

Jan 12 -- thumb.gif

Jan 13 -- thumb.gif

Jan 14 -- thumb.gif

Jan 15 -- thumb.gif

Jan 16 -- 23.07 Amazon

Jan 17 -- thumb.gif  + seed order for 2012 garden

Jan 18 -- thumb.gif

Jan 19 -- thumb.gif

Jan 20 -- 175.00 parts to fix van

Jan 21 -- thumb.gif

Jan 22 -- thumb.gif

Jan 23 -- thumb.gif

Jan 24 -- thumb.gif

 

 

 

 

 

 

January savings goal is at 126% 

post #225 of 245

Key

thumb.gif No Spend/ Budgeted spending

irked.gif Unplanned/ unbudgeted spending

om.gif 30min spent decluttering

 

1.  thumb.gif We're at my ILs until tomorrow, DH and I ran to Target for MIL for popcorn, I picked up stockings and eye makeup for DH's formal office party on Saturday, all of it was put on a GC I got for Christmas, so no $$ out of pocket.  I REEEALLY wanted to buy some other stuff that we REEEEALLY didn't need, but I resistedjoy.gif

2.  thumb.gif Trip home today.  We budgeted a set amount for this trip to the ILs, and for one of the first times, we actually stayed completely in budget!!joy.gif  I'm hoping that this will set the precedent for the rest of the year, that we can set a budget and stay within it.  No extra spending, no impulse shopping, complete CONTROL!!  Tomorrow I begin decluttering for the 2012 in 2012 Decluttering Challenge.

3.  irked.gifom.gif  DH stopped for a haircut on the way home from work b/c I haven't had a free moment to cut his hair.  There's room in the budget for it, but it wasn't really budgeted for.

4.  thumb.gif  Had a play date with friends today so no money spent.

5.  thumb.gif  DH picked up part of DD2's b-day present, cupcakes, and her choice of dinner for tonight (elbow pasta w/ sauce.  Oh the joys of being 3!!)  Also purchased a used copy of DH's textbook for his class.  All spending today was budgeted.  We reviewed the budget and found we came in under budget on quite a few line items and were able to put some extra towards paying off our truck orngbiggrin.gif  Really hoping the momentum we feel this month will carry through the rest of the year praying.gif

6.  thumb.gif  om.gif

7.  thumb.gif  om.gif

8.  irked.gif  om.gif  $62 spent at Chili's for an unplanned lunch out after church w/ my brother, SIL, and nieces, though it was $$ well spent b/c I don't get to spend much time w/ that part of my family.  Undecorated our Christmas decor today and got rid of quite a few things I didn't use or want anymore.

9.  irked.gif  om.gif  $24 spent at McD's for lunch.  2 of my kids had dr appts today and I didn't plan very well and had to grab lunch on the go.  I did however resist stopping for Starbucks on the way back and just waited to make coffee at home.

10.  thumb.gif and LOTS of om.gif

11.  thumb.gif

12.  thumb.gif

13.  irked.gif (but it's really not) $160 at Southern Exposure Seed Exchange for seeds/ bulbs for this year's garden.  It wasn't budgeted, but we got a partial insurance reimbursement (for my homebirth joy.gif).  We didn't think we'd be getting the reimbursement, so we didn't have it allocated to anything.  A portion went to seeds, a portion will go to DH's new computer monitor he's saving up for, and the rest will go towards our truck, bringing us a few more months closer to paying it off!!  Oh, and om.gif

14.  thumb.gif  Did our once-a-month bulk shop at Costco today and regular food shopping.  Stuck to the list, didn't go to any other stores, and stayed completely within budget.

15.  thumb.gif  Stayed home and made a special day of watching the football playoff game.    We also looked over our master budget and if we stay completely on task, we will pay off our Suburban in March, a full 19 months early biggrinbounce.gif

16.  irked.gif  While out, DH bought lunchmeat, rolls, and chips for lunch.  I thought the total would come in under $30, but he spent over $50.  On the upside, there was a whole lot of om.gif

17.  thumb.gif

18.  irked.gif  Had to send DH out for Children's Motrin and saltines for DD1, who wasn't feeling well.  While at the store, he picked up beer for himself.

19.  thumb.gif  Got our Amazon Trade-in credit for DH's old textbooks.

20.  thumb.gif  I have to pickup our weekly milk and egg order and that should be all we need to spend today.

21.  irked.gif  $17 @ McD's for kids' lunch, $20 @ Panera, lunch for DH and I.

22.  thumb.gif  budgeted $12 for bread and cheese for dinner.

23.  thumb.gif

24.  Preemptive thumb.gif

 

DH and I have been lamenting the fact that our girls' have little space in their room and their dresser makes it much worse.  It's too large for the space and offers little room for their clothing unless I do creative folding.  We were contemplating buying them an armoire from IKEA, but my mom came through the other day w/ one she's no longer using orngbiggrin.gif  YEAH for no need to spend any money!!


Edited by FillingMyQuiver - 1/24/12 at 1:48pm
post #226 of 245
Thread Starter 

Heating bill came in way under budget!  I threw some more cash at our savings and took dh our for breakfast for his birthday.  We should be golden for the next week -- still have cash for groceries and have not used any of our gas money for this pay period.  Sticking tightly to the plan. 

 

 

 

Jan 1 -- thumb.gif

Jan 2 -- thumb.gif

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- thumb.gif

Jan 5 -- thumb.gif

Jan 6 -- thumb.gif

Jan 7 -- 28.61 birthday gift

Jan 8 -- thumb.gif

Jan 9 -- 60.00 nursing bras

Jan 10 -- thumb.gif

Jan 11 -- 14.90 library fines   irked.gif

Jan 12 -- thumb.gif

Jan 13 -- thumb.gif

Jan 14 -- thumb.gif

Jan 15 -- thumb.gif

Jan 16 -- 23.07 Amazon

Jan 17 -- thumb.gif  + seed order for 2012 garden

Jan 18 -- thumb.gif

Jan 19 -- thumb.gif

Jan 20 -- 175.00 parts to fix van

Jan 21 -- thumb.gif

Jan 22 -- thumb.gif

Jan 23 -- thumb.gif

Jan 24 -- thumb.gif

Jan 25 -- 24.14 breakfast for dh's birthday

Jan 26 

Jan 27

Jan 28

Jan 29

Jan 30 

Jan 31

 

 

 

 

 

 

 

January savings goal is at 138%   joy.gif


Edited by Ruthiegirl - 1/25/12 at 10:49am
post #227 of 245

We've made some changes around here for the better since Jan 1.  I'm doing almost all of my grocery shopping at ALDI, except for the 4 name brand products that my DH likes, and those I'm getting at the stores where they're cheapest. Instead of going to Kroger to get organic milk and yogurt I just stopped buying milk and yogurt altogether. I've cooked at home, mostly from scratch. every night in January except one, and that night we ordered Papa John's....our habit before had been to order or eat out at least once a week, sometimes more. And DH has been working at home a lot, which means we're saving on both gas on on his eating lunch out. I've fixed lunch at home for him almost every day this month.  And when he asks me to go out and get dessert, instead of going to the store  I rummage through the kitchen to see what I can come up with and then just make something yummy. Last night it was berry crisp. Mmmmmm.

 

DH also changed our phone service. We cancelled AT&T and got Magic Jack and Google Voice, which brings our yearly phone bill down to about $50.  We're considering cancelling TV and alarm system. 

 

DS needed a martial arts uniform and we got one used for half the price of a new one, just by asking the instructor if he happened to have any from previous students. It was a little long but I hemmed it----learning to use my sewing machine is part of my attempts to be more green and frugal. 

 

Finally, my friend had a baby and I was about to buy a card in the grocery store when I realized that $4.50 is really a lot to pay for a greeting card....so I went home and got out my scrapbooking stuff from the back of the closet and set to work making a very cute personalized card.

 

I have never been much of a shopper or a person who likes to accumulate things, but I also didn't pay much attention to the little expenses. That has changed, and I am enjoying it. I like using my creativity.  

post #228 of 245
Quote:
Originally Posted by mrsmischief View Post

Week 4: 

 

1/22- $18.30 for five deep d-e-e-p clearance board games for gifts next Christmas

1/23- $0

1/24- $0

1/25- $0

1/26- $0

1/27- $12ish- baking powder, flour, and sugar

1/28- $0 + earned $60 on Amazon

1/29- $0

1/30- $0

1/31- $112.16 of Amazon credits to replenish 72 hour 'go bags' before tornado season arrives (budgeted for, using the Amazon credits was happy savings)


Tax refund is in the bank and now the real spending temptation begins. We can do this. We can do this. :)

 


Edited by mrsmischief - 1/31/12 at 4:40am
post #229 of 245

Our kitchen was supposed to be painted last week... got pushed to this week. So after planning all our meals, we've been forced to eat out for a few. :( But after tomorrow, we should be back to eating at home. 

post #230 of 245

1/17: budgeted spending -- hair clippers (we're going to start cutting hair at home), minimal groceries

1/18: No spend.  Hair clippers used for first haircut on DH.  Not the best haircut ever given, but reasonably okay.  Phew.  It didn't help that I couldn't stop giggling the whole time!

1/19: No spend.

1/20:  Budgeted spending.  On a tip I went to one of the local ethnic stores... holy smokes, even the non-ethnic stuff (like flour) is less than half what I pay at the market!  And right nearby was this guy in a truck selling produce for 1/5 of what they sell it for in the grocery store.  Total damage for this week's groceries: $4.50.  No, not a typo.  Less than ten bucks.  Only think I wasn't able to get there was some fish for DH.

1/21: Budgeted small spending

1/22: No spend.  Worked OT last night.

1/23: Making a barter of one of my craigslist postings for canning jars... I dunno if that counts as a spend.

1/24: No spend

1/25: No spend

 

Anka

 

post #231 of 245

Does my subscription to Vegetarian Times counterbalance all these trips to McDonald's?  Sheepish.gif

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

01..  thumb.gif

02..  $14 Pizza Hut

03..  thumb.gif

04..  thumb.gif

05..   $50 Tequila (the big bottle)

06..  thumb.gif

07..  $25 dinner out with friends

08..  thumb.gif

09..  $15 Triple Sec

10..  thumb.gif

11..  $5 McDonald's

12..  thumb.gif

13..  thumb.gif

14..  thumb.gif

15..  thumb.gif

16..  $15 Pizza Hut, $6 ice skating, $30 date night

17..  thumb.gif

18..  $5 McDonald's

19..  thumb.gif

20..  $10 Wendy's

21..  thumb.gif

22..  thumb.gif

23..  $59 Baffin Snow Boots

24..  $87  Swim suits and swim shampoo

25..  $15 McDonalds, $5 Subscription to Vegetarian Times

26..

27..

28..

29..

30..

31..

 

My Goal = 20 no-spend days this month

My progress = 14 so far...



 

post #232 of 245


Ooooh....tell me more about this $50 a year phone plan you found...
 

 

 

Quote:

Originally Posted by Super Pickle View Post

DH also changed our phone service. We cancelled AT&T and got Magic Jack and Google Voice, which brings our yearly phone bill down to about $50.  We're considering cancelling TV and alarm system. 

 

post #233 of 245

Key

thumb.gif No Spend/ Budgeted spending

irked.gif Unplanned/ unbudgeted spending

om.gif 30min spent decluttering

 

1.  thumb.gif We're at my ILs until tomorrow, DH and I ran to Target for MIL for popcorn, I picked up stockings and eye makeup for DH's formal office party on Saturday, all of it was put on a GC I got for Christmas, so no $$ out of pocket.  I REEEALLY wanted to buy some other stuff that we REEEEALLY didn't need, but I resistedjoy.gif

2.  thumb.gif Trip home today.  We budgeted a set amount for this trip to the ILs, and for one of the first times, we actually stayed completely in budget!!joy.gif  I'm hoping that this will set the precedent for the rest of the year, that we can set a budget and stay within it.  No extra spending, no impulse shopping, complete CONTROL!!  Tomorrow I begin decluttering for the 2012 in 2012 Decluttering Challenge.

3.  irked.gifom.gif  DH stopped for a haircut on the way home from work b/c I haven't had a free moment to cut his hair.  There's room in the budget for it, but it wasn't really budgeted for.

4.  thumb.gif  Had a play date with friends today so no money spent.

5.  thumb.gif  DH picked up part of DD2's b-day present, cupcakes, and her choice of dinner for tonight (elbow pasta w/ sauce.  Oh the joys of being 3!!)  Also purchased a used copy of DH's textbook for his class.  All spending today was budgeted.  We reviewed the budget and found we came in under budget on quite a few line items and were able to put some extra towards paying off our truck orngbiggrin.gif  Really hoping the momentum we feel this month will carry through the rest of the year praying.gif

6.  thumb.gif  om.gif

7.  thumb.gif  om.gif

8.  irked.gif  om.gif  $62 spent at Chili's for an unplanned lunch out after church w/ my brother, SIL, and nieces, though it was $$ well spent b/c I don't get to spend much time w/ that part of my family.  Undecorated our Christmas decor today and got rid of quite a few things I didn't use or want anymore.

9.  irked.gif  om.gif  $24 spent at McD's for lunch.  2 of my kids had dr appts today and I didn't plan very well and had to grab lunch on the go.  I did however resist stopping for Starbucks on the way back and just waited to make coffee at home.

10.  thumb.gif and LOTS of om.gif

11.  thumb.gif

12.  thumb.gif

13.  irked.gif (but it's really not) $160 at Southern Exposure Seed Exchange for seeds/ bulbs for this year's garden.  It wasn't budgeted, but we got a partial insurance reimbursement (for my homebirth joy.gif).  We didn't think we'd be getting the reimbursement, so we didn't have it allocated to anything.  A portion went to seeds, a portion will go to DH's new computer monitor he's saving up for, and the rest will go towards our truck, bringing us a few more months closer to paying it off!!  Oh, and om.gif

14.  thumb.gif  Did our once-a-month bulk shop at Costco today and regular food shopping.  Stuck to the list, didn't go to any other stores, and stayed completely within budget.

15.  thumb.gif  Stayed home and made a special day of watching the football playoff game.    We also looked over our master budget and if we stay completely on task, we will pay off our Suburban in March, a full 19 months early biggrinbounce.gif

16.  irked.gif  While out, DH bought lunchmeat, rolls, and chips for lunch.  I thought the total would come in under $30, but he spent over $50.  On the upside, there was a whole lot of om.gif

17.  thumb.gif

18.  irked.gif  Had to send DH out for Children's Motrin and saltines for DD1, who wasn't feeling well.  While at the store, he picked up beer for himself.

19.  thumb.gif  Got our Amazon Trade-in credit for DH's old textbooks.

20.  thumb.gif  I have to pickup our weekly milk and egg order and that should be all we need to spend today.

21.  irked.gif  $17 @ McD's for kids' lunch, $20 @ Panera, lunch for DH and I.

22.  thumb.gif  budgeted $12 for bread and cheese for dinner.

23.  thumb.gif

24.  thumb.gif

25.  thumb.gif

26.  Another preemptive thumb.gif

post #234 of 245
Thread Starter 

 

Pre-emptive thumb.gif  for me too.  Super tired, new mom kind of day.  I am hunkered down with a lot of laundry, a sleepy baby and plans for a nap.  Taking the big kids to the pool later and I have dinner made...no plans for spending any money.  

 

 

 

Jan 1 -- thumb.gif

Jan 2 -- thumb.gif

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- thumb.gif

Jan 5 -- thumb.gif

Jan 6 -- thumb.gif

Jan 7 -- 28.61 birthday gift

Jan 8 -- thumb.gif

Jan 9 -- 60.00 nursing bras

Jan 10 -- thumb.gif

Jan 11 -- 14.90 library fines   irked.gif

Jan 12 -- thumb.gif

Jan 13 -- thumb.gif

Jan 14 -- thumb.gif

Jan 15 -- thumb.gif

Jan 16 -- 23.07 Amazon

Jan 17 -- thumb.gif  + seed order for 2012 garden

Jan 18 -- thumb.gif

Jan 19 -- thumb.gif

Jan 20 -- 175.00 parts to fix van

Jan 21 -- thumb.gif

Jan 22 -- thumb.gif

Jan 23 -- thumb.gif

Jan 24 -- thumb.gif

Jan 25 -- 24.14 breakfast for dh's birthday

Jan 26 -- thumb.gif

Jan 27

Jan 28

Jan 29

Jan 30 

Jan 31

 

 

 

 

 

 

 

January savings goal is at 138%   joy.gif

post #235 of 245
Quote:
Originally Posted by Crunchy*VT*Mom View Post


Ooooh....tell me more about this $50 a year phone plan you found...
 



Crunchy*VT*Mom,

 I don't know a whole lot about it. I have a strong aversion to that kind of chore, so I leave it to DH. But my understanding is that if you have a Google account, you can get Google Voice free. Then, you can buy a Magic Jack  in a brick and mortar store. You install it and add your Magic Jack number to your Google voice account. There are drawbacks: for one thing, if you want to keep your old phone number, you have to pay a *recurring annual* $10 fee.  We changed our number to avoid the fee.  And you can either pay $60 per year or get a discount for paying ahead. We went ahead and paid for 5 years which meant an initial investment of $200, but averages out to $40 per year.

post #236 of 245

Dh bought a bubble envelope and a book of crossword puzzles, not sure how much.

post #237 of 245
Thread Starter 

 

Wrapping up the month with money in the bank.  We have decided to reduce the days my son goes to preschool and that will save us a significant amount of money in the future.  Working on the numbers for February and we should be able to finish our tax savings by the first week in March.  Then it is on to paying off the van repair and working on a little credit card debt we accumulated over the holidays.  

 

Looks like I will be hanging around these no-spend threads for all of 2012 and 2013...maybe 2014, too. nut.gif

 

 

 

Jan 1 -- thumb.gif

Jan 2 -- thumb.gif

Jan 3 -- 40.00 cash for hospital stay/food, 15.22 flowers, 13.12 cell phone minutes

Jan 4 -- thumb.gif

Jan 5 -- thumb.gif

Jan 6 -- thumb.gif

Jan 7 -- 28.61 birthday gift

Jan 8 -- thumb.gif

Jan 9 -- 60.00 nursing bras

Jan 10 -- thumb.gif

Jan 11 -- 14.90 library fines   irked.gif

Jan 12 -- thumb.gif

Jan 13 -- thumb.gif

Jan 14 -- thumb.gif

Jan 15 -- thumb.gif

Jan 16 -- 23.07 Amazon

Jan 17 -- thumb.gif  + seed order for 2012 garden

Jan 18 -- thumb.gif

Jan 19 -- thumb.gif

Jan 20 -- 175.00 parts to fix van

Jan 21 -- thumb.gif

Jan 22 -- thumb.gif

Jan 23 -- thumb.gif

Jan 24 -- thumb.gif

Jan 25 -- 24.14 breakfast for dh's birthday

Jan 26 -- thumb.gif

Jan 27 -- thumb.gif

Jan 28 -- thumb.gif

Jan 29

Jan 30 

Jan 31

 

 

 

 

 

 

 

January savings goal is at 138%   joy.gif


Edited by Ruthiegirl - 1/28/12 at 5:04pm
post #238 of 245
Quote:
Originally Posted by Ruthiegirl View Post
Looks like I will be hanging around these no-spend threads for all of 2012 and 2013...maybe 2014, too. nut.gif


I'm hoping to be here a while, too.  We should have our Suburban paid off end of March and the goal is to have the CC paid off by the end of the year.  Then it's on to FFEF, higher retirement, college savings, and paying extra on the mortgage.

 

 

Key

thumb.gif No Spend/ Budgeted spending

irked.gif Unplanned/ unbudgeted spending

om.gif 30min spent decluttering

 

1.  thumb.gif We're at my ILs until tomorrow, DH and I ran to Target for MIL for popcorn, I picked up stockings and eye makeup for DH's formal office party on Saturday, all of it was put on a GC I got for Christmas, so no $$ out of pocket.  I REEEALLY wanted to buy some other stuff that we REEEEALLY didn't need, but I resistedjoy.gif

2.  thumb.gif Trip home today.  We budgeted a set amount for this trip to the ILs, and for one of the first times, we actually stayed completely in budget!!joy.gif  I'm hoping that this will set the precedent for the rest of the year, that we can set a budget and stay within it.  No extra spending, no impulse shopping, complete CONTROL!!  Tomorrow I begin decluttering for the 2012 in 2012 Decluttering Challenge.

3.  irked.gifom.gif  DH stopped for a haircut on the way home from work b/c I haven't had a free moment to cut his hair.  There's room in the budget for it, but it wasn't really budgeted for.

4.  thumb.gif  Had a play date with friends today so no money spent.

5.  thumb.gif  DH picked up part of DD2's b-day present, cupcakes, and her choice of dinner for tonight (elbow pasta w/ sauce.  Oh the joys of being 3!!)  Also purchased a used copy of DH's textbook for his class.  All spending today was budgeted.  We reviewed the budget and found we came in under budget on quite a few line items and were able to put some extra towards paying off our truck orngbiggrin.gif  Really hoping the momentum we feel this month will carry through the rest of the year praying.gif

6.  thumb.gif  om.gif

7.  thumb.gif  om.gif

8.  irked.gif  om.gif  $62 spent at Chili's for an unplanned lunch out after church w/ my brother, SIL, and nieces, though it was $$ well spent b/c I don't get to spend much time w/ that part of my family.  Undecorated our Christmas decor today and got rid of quite a few things I didn't use or want anymore.

9.  irked.gif  om.gif  $24 spent at McD's for lunch.  2 of my kids had dr appts today and I didn't plan very well and had to grab lunch on the go.  I did however resist stopping for Starbucks on the way back and just waited to make coffee at home.

10.  thumb.gif and LOTS of om.gif

11.  thumb.gif

12.  thumb.gif

13.  irked.gif (but it's really not) $160 at Southern Exposure Seed Exchange for seeds/ bulbs for this year's garden.  It wasn't budgeted, but we got a partial insurance reimbursement (for my homebirth joy.gif).  We didn't think we'd be getting the reimbursement, so we didn't have it allocated to anything.  A portion went to seeds, a portion will go to DH's new computer monitor he's saving up for, and the rest will go towards our truck, bringing us a few more months closer to paying it off!!  Oh, and om.gif

14.  thumb.gif  Did our once-a-month bulk shop at Costco today and regular food shopping.  Stuck to the list, didn't go to any other stores, and stayed completely within budget.

15.  thumb.gif  Stayed home and made a special day of watching the football playoff game.    We also looked over our master budget and if we stay completely on task, we will pay off our Suburban in March, a full 19 months early biggrinbounce.gif

16.  irked.gif  While out, DH bought lunchmeat, rolls, and chips for lunch.  I thought the total would come in under $30, but he spent over $50.  On the upside, there was a whole lot of om.gif

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18.  irked.gif  Had to send DH out for Children's Motrin and saltines for DD1, who wasn't feeling well.  While at the store, he picked up beer for himself.

19.  thumb.gif  Got our Amazon Trade-in credit for DH's old textbooks.

20.  thumb.gif  I have to pickup our weekly milk and egg order and that should be all we need to spend today.

21.  irked.gif  $17 @ McD's for kids' lunch, $20 @ Panera, lunch for DH and I.

22.  thumb.gif  budgeted $12 for bread and cheese for dinner.

23.  thumb.gif

24.  thumb.gif

25.  thumb.gif

26.  thumb.gif

27.  irked.gif ordered pizza for dinner.  Honestly, I was too tired to even think about dinner all day and when 5pm rolled around, I had nothing planned or in the works.  We'll shrug it off and move on, tomorrow is a new day.

post #239 of 245

After 26 days of spending nothing, I completely forgot and broke my NoSpend for $1.50 :/

I'm back on it now and have only spend money on gas again.

post #240 of 245
Quote:
Originally Posted by Crunchy*VT*Mom View Post

01..  thumb.gif

02..  $14 Pizza Hut

03..  thumb.gif

04..  thumb.gif

05..   $50 Tequila (the big bottle)

06..  thumb.gif

07..  $25 dinner out with friends

08..  thumb.gif

09..  $15 Triple Sec

10..  thumb.gif

11..  $5 McDonald's

12..  thumb.gif

13..  thumb.gif

14..  thumb.gif

15..  thumb.gif

16..  $15 Pizza Hut, $6 ice skating, $30 date night

17..  thumb.gif

18..  $5 McDonald's

19..  thumb.gif

20..  $10 Wendy's

21..  thumb.gif

22..  thumb.gif

23..  $59 Baffin Snow Boots

24..  $87  Swim suits and swim shampoo

25..  $15 McDonalds, $5 Subscription to Vegetarian Times

26..  $28  Eating out with friends, $24 Runner's World subscription

27..  thumb.gif

28..  thumb.gif

29..

30..

31..

 

My Goal = 20 no-spend days this month

My progress = 14 so far...



 

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