Hi. I just need some input. For years my sister and her family have lived at or above their means. There is always financial stress despite bringing in over 100,000. It is not a new thing. she has been layed-off for a year and very diligently searching for a job with no luck. IN that time she has been getting unemployment but not cutting any spending (at least from what I can tell) They had some more bad luck with flooding and theiir home but they received a good amount of insurance money. They bought new expensive cars etc.
My issue is I can say NOTHING to her without her getting mad. I also have no job but I have mostly been a SAHM so I am used to it. We have one car, etc My dh is a teacher so we are fine but we live in high COL area and our morgage is more than it should be for sure so I hang clothes instead of dryer and cook from scratch etc. Today she was upset again and I listen and listen and offer no advice. She would like to stay home BTW. I was saying is there some kind of consulting you could do (she works one day a week) that would cover the bills if you made some cuts in spending? It might be worth it if your quality of life is higher.( Her job search is killing her and she has said she will jump off a bridge etc. (this isn't a real suicide threat but just so you know how bad it is)She got very upset and defensive at this and said she's already cut these things. Not true. She just joined a gym (!!) ,and still has cable, I-phones etc. I try not to say anything but it is hard and she is impossible to talk to. I guess my option is to listen and literally just say."I am sorry that is tough" Even as I KNOW she could cut things? Agh. I don't want to interfere but this is an ongoing problem and we talk about this a lot. I guess this is a relationship question too! LOL What kind of response DO i give to someone? Just silence?