Has anyone heard of or use http://www.youneedabudget.com/ I was looking at it tonight and it seems excatly what I need, but I don't want to shell out the $60 because I need that $60 lol. Is there anything similar to it that y'all use?
I haven't heard of it, but there are tons of free software programs online. Before I purchased anything, I would try something free like mint.com. Also, your bank may offer something simple and free that allows you to see where you're spending money and allows you to categorize everything.