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~ March No-Spend Challenge ~ - Page 3

post #41 of 92
3/6 Trader joes/ $71

Groceries $296/ $600 budget

Looking forward to some no spend days ahead!
post #42 of 92

Had a pretty good weekend for not spending had two non-budgeted expenses.  Yesterday was expensive had  bills to pay but they are only once a year and are budgeted.  I broke our laptop on Saturday but have decided not to replace it right now.


1 - redface.gif

2 - 28.00 at walmart for budgeted groceries, 18.00 at McDonalds for hungry kids (not budgeted)

3 - 8.00 budgeted for guinea pig food, 14.00 coffee, 100 groceries

4 - supper for DH and I  28.00

5 - 38.00 groceries, 99.00 yearly recycling fee, 160.00 yearly water heater rental fee

6 - redface.gif

7 -

8 -

 

 

 

Quote:
Originally Posted by jessiemom View Post

Went to Walmart last night to get some sale items I had seen in the flyer, stayed to my list and didn't get extras.  Stopped at McDonalds on the way home because the kids were hungry and I hadn't planned anything for supper :-( I'll have to make sure not to run errands at supper time again.  Got the guinea pigs grass too.  I will get gas today and our weekly groceries tomorrow and that should be it for this weekend.  Signed the kids up for their swimming lessons through the YMCA yesterday but they are free with our family membership so I didn't have to pay anything.

 



 



 

post #43 of 92

 

Mar 1 -- thumb.gif

Mar 2 -- thumb.gif  

Mar 3 -- 9.54 3 pairs of jeans for dd, 10.60 goggles for lacrosse 

Mar 4 -- thumb.gif

Mar 5 -- thumb.gif

Mar 6 -- thumb.gif

Mar 7 -- thumb.gif

post #44 of 92

a. Who you are: I'm a WOH mom of wonderful, 8 mo DS and wife to an equally wonderful DH.

b. Where you are going (your financial goals):  I realized after having my son that I wanted to be able to stay home with him, but I have the educational loans consistent with my previous high-powered career.  So I'd like to be debt free by the end of the year, then start working on the emergency fund with a goal to have 6 months of expenses by June of next year.

c. How you plan to get there:  We're doing a DR-style plan and paying down our student loans pretty fast.  Unfortunately, DH was just laid off so that is slowing us down a bit, although it does have the benefit of allowing one of us to be with DS rather than leaving him with a nanny, which I was never comfortable.  I just wish it was me that had gotten laid off!!!  Anyway, given all of that, we need to cut back our spending dramatically, both to allow us to repay our debts, but also so that when we go to one income permanently we have good spending habits and can make that sustainable.

 

So far this month we've been pretty good... I'll start keeping formal rack tomorrow!

 

Anka

 


 

 
 


 

post #45 of 92
Thread Starter 
Quote:
Originally Posted by Crunchy*VT*Mom View Post

01  $259 running shoes and workout clothes

02  $35 DVD player

03  thumb.gif

04  thumb.gif

05  $43 dinner out

06  thumb.gif

07  $110 more shoes

08  thumb.gif

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post #46 of 92

3/1-thumb.gif

3/2-4.99 on a PPV movie for my sick daughter.irked.gif 42.xx grocery thumb.gif

3/3-48.xx grocery (budgeted)thumb.gif

3/4-$5.xx on hotdogs at the quick stop,drinks,candy irked.gif

3/5-$72.xx on groceries (budgeted)

3/6- Not buying anything today and will make $20 at my side job tonight.

3/7- 29.xx groceries

3/8-Bill paying day and hubby wants to go out to dinner to celebrate the gender of the baby.We find out this evening

post #47 of 92

Snack for ds while out running errands.  Other ds had his foot put in a cast today.  Poor guy is feeling down about missing baseball season.  Took kids out for ice cream for a treat.  

 

Mar 1 -- thumb.gif

Mar 2 -- thumb.gif  

Mar 3 -- 9.54 3 pairs of jeans for dd, 10.60 goggles for lacrosse 

Mar 4 -- thumb.gif

Mar 5 -- thumb.gif

Mar 6 -- thumb.gif

Mar 7 -- thumb.gif

Mar 8 -- 3.00 snack for ds, 9.00 ice cream 


Edited by Ruthiegirl - 3/8/12 at 6:03pm
post #48 of 92

3/1 $96.17 at Target (some groceries, clothing, household items)

3/2 $289.xx at Costco (1x/month stop)

3/3 $48.25 movie theater (rare treat), $13.55 Starbucks, $474.10 at Babies 'r Us (planned, budgeted $500)

3/4 $60.01 gas, earned $61.xx at OUAC

3/5 $35.07 Walmart (groceries), $13.17 Cub Foods (groceries) $17.00 Great Clips (dh's hair)

3/6 $0!! thumb.gif

3/7 $52.48 at Target (movie, plus some needed items like bandaids, neosporin, tylenol)

3/8 $19.88 at Wendys (had an appt that stretched over lunch), $11.83 at Cub Foods (groceries)

 

budgeted

$349.07/$800 groceries

$60.01/$150 gas

post #49 of 92

Key

 

thumb.gif  No Spend/ Budgeted Spending

irked.gif  Unplanned/ Un-budgeted Spending

 

1.  thumb.gif  Off to a good start

2.  irked.gif  Had to take DS1 to the dr.  Appointment was right at lunch time and since it was last minute, had to stop for lunch.  $20 @ McDs.

3.  irked.gif  We went to IKEA bag.gif  $80 later, we came home w/ 2 step stools (kind of needed), pkg of juice glasses, 6 tea balls. and a steaming pitcher for our espresso machine (none really needed at all)

4.  irked.gif  Went to parents' for dinner, brought dessert and wine $30

5.  thumb.gif.  It's snowing here and I'm not leaving the house.

6.  thumb.gif

7.  thumb.gif  Errand day, picked up the remainder of a load of boards for a project, picked up milk order and bulk foods co op order.  Order hemp seeds in bulk from Amazon.  All budgeted.

8.  preemptive thumb.gif for today

post #50 of 92

Late to the game.  I've been doing pretty well for this month so far, considering we just moved into a new house.  I promised myself I wouldn't run out and buy anything unless it was absolutely essential, and I stuck to a budget for furniture etc and I have no buyers' regrets or impulse buys - except for a toy storage shelf for DD that I bought new for $50 plus shipping, and then saw someone on CL offering the same thing for $20 and already assembled.  FML, I wish they had listed it a few days earlier!!

 

Today I splurged on some painting supplies to paint two rooms (kept it under $80 though).  And I bought a hand-held mirror for 4.99 (cheapest one, really?!) and a hand-held mixer that wasn't super essential but was only 5.99.  I can use it for whipping cream etc.  And Taco Bell for the husband.  And I spent another $100 or so on pantry items that wasn't exactly planned but will definitely come in handy.  (That brings the pantry total up to $500 - I spent $400 last week on two carts' worth of essentials.  My budget was $1000 for everything including a share of cow, BUT there haven't been any chest freezers available so we have nothing to put the meat in. =/  So that's going to wait until next month.  So for this month I've already pretty much used up our grocery money.  I'm going to try to stretch $100 for the rest of the month, but I think I'll be OK.  I hope.

 

Also, I have to say... $11 for generic, non-organic, standard-size package of frozen fruit, WHAT?  I bought three bags and nearly fainted.  Then again I also noticed a single bag of chips is like $5 - we don't ever buy bags of chips but I still think that's outrageous.

 

post #51 of 92
3/7 no spend day! Actually I had to have a crown done, but I don't have to pay my copayment until I go back for the permanent.

3/8 impulse market stop. My jaw and mouth hurt, it seems ice cream was in order. Added some fruit, $20. Also did(what I hope to be) my last stop at Sears to return some lands end clothes. But I did end up impulse buying a shirt for each of my boys, $30.

Added to groceries and extras in budget.

Tomorrow I should be home all day, so that will be good for my budget! Day 8, zero online purchases!
post #52 of 92

Good News, DS is going to spring break camp, the Topic is LEGO Engineering.  Bad new $169.00  GOOD NEWS my mom is sending a check for the cost.  My mom is also paying his next term at CTY. (She usually will but it takes begging and pleading and makes me feel like a child, this time she just said she will pay it this weekend).  So that is a huge relief.  5 mornings of lego camp and 12 more weeks of CTY school.

 

I have food stamps on the card, but I dont think this is a huge grocery month (I hope).  I dont plan on buying much inventory and simply eating up what we have.  My lease is due for renewal on 5/1 and I need to let the office know on 4/1 what my intentions are.  I hate moving but I need a job, I cant find one here and if I move 'home' its gonna make me nuts but at least I have better odds of getting a job.  And I will be closer to money.   

 

My spending is down this month and IF we are going to move I need all my $$ for the cross country trip.  If we stay I need all my money to live on.  (If I dont get a job I cant make rent here through the summer)

post #53 of 92

3/1 $96.17 at Target (some groceries, clothing, household items)

3/2 $289.xx at Costco (1x/month stop)

3/3 $48.25 movie theater (rare treat), $13.55 Starbucks, $474.10 at Babies 'r Us (planned, budgeted $500)

3/4 $60.01 gas, earned $61.xx at OUAC

3/5 $35.07 Walmart (groceries), $13.17 Cub Foods (groceries) $17.00 Great Clips (dh's hair)

3/6 $0!! thumb.gif

3/7 $52.48 at Target (movie, plus some needed items like bandaids, neosporin, tylenol)

3/8 $19.88 at Wendys (had an appt that stretched over lunch), $11.83 at Cub Foods (groceries)

3/9 $0!! thumb.gif

 

budgeted

$349.07/$800 groceries

$60.01/$150 gas

post #54 of 92

 

Mar 1 -- thumb.gif

Mar 2 -- thumb.gif  

Mar 3 -- 9.54 3 pairs of jeans for dd, 10.60 goggles for lacrosse 

Mar 4 -- thumb.gif

Mar 5 -- thumb.gif

Mar 6 -- thumb.gif

Mar 7 -- thumb.gif

Mar 8 -- 3.00 snack for ds, 9.00 ice cream 

Mar 9 --  thumb.gif

 


Edited by Ruthiegirl - 3/9/12 at 10:45am
post #55 of 92

3/1-thumb.gif

3/2-4.99 on a PPV movie for my sick daughter.irked.gif 42.xx grocery thumb.gif

3/3-48.xx grocery (budgeted)thumb.gif

3/4-$5.xx on hotdogs at the quick stop,drinks,candy irked.gif

3/5-$72.xx on groceries (budgeted)

3/6- Not buying anything today and will make $20 at my side job tonight.

3/7- 29.xx groceries

3/8-Bill paying day/ $40  on dinner out.

3/9- $0 today!thumb.gif

 

I will be meeting with some ladies tomorrow to buy some used baby clothes since it is a boy and we have  nothing.

 

post #56 of 92

3/9 - No spend!  No drive!  Yay. thumb.gif

post #57 of 92

3/1 $96.17 at Target (some groceries, clothing, household items)

3/2 $289.xx at Costco (1x/month stop)

3/3 $48.25 movie theater (rare treat), $13.55 Starbucks, $474.10 at Babies 'r Us (planned, budgeted $500)

3/4 $60.01 gas, earned $61.xx at OUAC

3/5 $35.07 Walmart (groceries), $13.17 Cub Foods (groceries) $17.00 Great Clips (dh's hair)

3/6 $0!! thumb.gif

3/7 $52.48 at Target (movie, plus some needed items like bandaids, neosporin, tylenol)

3/8 $19.88 at Wendys (had an appt that stretched over lunch), $11.83 at Cub Foods (groceries)

3/9 $0!! thumb.gif

3/10 $12.83 for cat food

 

budgeted

$351.90/$800 groceries

$60.01/$150 gas

post #58 of 92

3/9 - No spend!  No drive!  Yay.  thumb.gif

3/10 - No spend!  thumb.gif

post #59 of 92

Key

 

thumb.gif  No Spend/ Budgeted Spending

irked.gif  Unplanned/ Un-budgeted Spending

 

1.  thumb.gif  Off to a good start

2.  irked.gif  Had to take DS1 to the dr.  Appointment was right at lunch time and since it was last minute, had to stop for lunch.  $20 @ McDs.

3.  irked.gif  We went to IKEA bag.gif  $80 later, we came home w/ 2 step stools (kind of needed), pkg of juice glasses, 6 tea balls. and a steaming pitcher for our espresso machine (none really needed at all)

4.  irked.gif  Went to parents' for dinner, brought dessert and wine $30

5.  thumb.gif.  It's snowing here and I'm not leaving the house.

6.  thumb.gif

7.  thumb.gif  Errand day, picked up the remainder of a load of boards for a project, picked up milk order and bulk foods co op order.  Order hemp seeds in bulk from Amazon.  All budgeted.

8.  thumb.gif

9.  thumb.gif

10. irked.gif $50 @ WM, $35 for planned dinner out

post #60 of 92

 

Mar 1 -- thumb.gif

Mar 2 -- thumb.gif  

Mar 3 -- 9.54 3 pairs of jeans for dd, 10.60 goggles for lacrosse 

Mar 4 -- thumb.gif

Mar 5 -- thumb.gif

Mar 6 -- thumb.gif

Mar 7 -- thumb.gif

Mar 8 -- 3.00 snack for ds, 9.00 ice cream 

Mar 9 --  thumb.gif

Mar 10 -- 34.00 family day at the Eagle fesitval

Mar 11 

Mar 12

Mar 13

Mar 14

Mar 15 

Mar 16 -- pay day

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