I've been snow-balling our CC debt Dave Ramsey style for longer than I'd like to admit. I go back and forth between feeling motivated and wanting to save for something fum like a vacation! So much so that lately I've been dreaming about putting my extra pennies into a special account for a vacation fund! I know, I know I committed to paying this off & that is what I will do, so I decided it would be much wiser to put all my extra pennies into paying off the debt faster! When it is paid for then I can start to save for a vacation! We have about $5500 left to pay between 2 cards & are currently paying a total of about $60/mo in interest! I usually pay about $500/mo on the smaller bill which has the higher interest, & I pay the minimum on the bigger bill with the smaller interest. What better time to start really making a dent in this then now? Please join me and put all your extra pennies to paying off our debt! This can really motivate us to get these balances paid off! Watch them disappear!!!
Smaller balance $1430
Just got Ebates check from purchasing DD's contact lenses $5.10
Shaved a bit off of groceries this week $8.76
Packed my lunch this week saved $10.00