Do you have a favorite budget software? Please share! I am looking for a very simple (hopefully free) software, or even excel spreadsheet, to help me plan for the month.
Thank you in advance for any recommendations!
I love using "Open Office" and its Calc spreadsheet. Go to openoffice.org to download and then you can access different budget templates that others have created, if you want. I just use the spreadsheet as the budgets I have found have way to much going on in them. Best part is it is all FREE!
I used Mint for a couple months but it was a pia because my bank took forever to update & many times it all together refused to update
The other thing that I didn't like is that you cannot budget for the next month, just the current month...So I'm back to Excel & I'm really happy with it! I feel like I'm more in control and seeing where it all goes and I'm cutting back in some spots too.
I actually use google docs for my check register/budget. That way I can access it anywhere. It's shared with my husband and so he can view it anywhere, even on his phone, as well.
It's just a running spreadsheet with:
date check # place amount balance cleared
I have all the current months running checking balance then a couple of spaces and upcoming bills written in. With their amount and the balance formula calculating all the way through. Spent money is highlighted and unspent money is not. I can easily see how much money I have, how much I have after budgeted expenses, what the budgeted expenses are, and how much is budgeted for each.
Since it isn't that secure I don't have account numbers anywhere in it.