Is there a new thread this month? I didn't see it, but sometimes I miss these things.
Anyway, I just had an amazing thing happen, and I have to share with you all! My dh's beloved granny passed away a few months ago. I didn't expect any inheritance or anything because Gramps is still living, and it was the furthest thing from my mind anyway. It was really sudden, though she was 92, it was really unexpected. Yesterday I got an envelope in the mail from Gramps, and I figured it was for my son whose birthday just passed. It was addressed to my husband, and I don't make a habit of opening his mail, so I set it aside for him. He had school and didn't get home until after 10pm. I had fallen asleep while trying to put the twins down and forgot to tell him about.
So this morning, he called and asked if I'd gotten the mail. He'd talked to his mom to verify Easter plans and she mentioned something from Gramps. So I went ahead and opened it, and apparently Granny had had an annuity that she wanted dispersed to all the grandchildren in the event of her death. It is enough money that our emergency fund is completely fully funded! I am just in such relief! Dh's income has been low, low, low, and I have been struggling so hard to refill our BEF after having to spend it on bus repairs. Our kids are running around in holey pants and mismatched socks, and I have just been praying to the Lord for His blessings to help us care for all these kids!
So now, instead of trying to eek out every little dollar possible to save, I can relax a little and get my kids clothed, and start snowballing our outstanding loans.
I had put off paying off our mortgage ($57,000), second mortgage ($19,000), and school loan ($5000), until the EF was full (plus we were considering selling and moving and that would have taken care of these, but lately not so sure about those plans). Also, we have $3000 remaining on dh's car loan. I think I'll start with the car loan, as that is the highest payment, excluding the mortgage. Plus, we'll be able to lower our insurance coverage a little when the bank is out of the picture.
I'm just completely overcome right now! Thanks be to God!