Hi all! I hope people can give me some good ideas. I started working in October, and have a decent salary. I want to start saving my money to buy a house or a condo (a small one - its just me and ds), and wanted some ideas on how to cut my expenses down.
The biggest thing is getting rid of daycare expenses, my ds is 3yo and will qualify for free pre-school in September so I'm trying to get him in somewhere (I probably will, but the lottery system means I won't know until much later).
How do you keep grocery expenses low? I pack lunches (altho easy lunch ideas for spring/summer would be welcome, I'm tired of my winter dinner ideas, and its warm here so I don't want to cook anymore than necessary), keep yogurt and granola at work for breakfast, as well as granola bars for snacks.
I'm trying to come up with a budget, but I'm having trouble with that. I'll try to post a budget later, so that I can get some help with that.
But, Ideas? What are your biggest money savers?