I met with my first homebirth midwive yesterday. The meeting went well and i think she is very, very competent. I did find her fairly conservative and that there are a lot of not very risky reasons why she would refer you out of pracice.
Two things stuck out and I can't tell if they are issues or not: She mentioned that she didn't have malpractice insurance and that we would have an arbitration agreement in place. Do homebirth midwives usually care malpractice insurance. I can only imagine it would be godawful expensive, if it could be purchased at all. I just wanted to compare her experience to others.
Also, of about 100 births she and her partner did last year (now a planned 70 this year) there were only 2 transfers. I find that shockingly low, given the number of transfer stories I've read about. Even if she only delivers very, very low risk babes at home is that normal? It seems like there are plenty of reasons to transfer, even just physical fatigue.