Originally Posted by Imakcerka
What's wrong with having a differing opinion about it? When I looked into hb I wanted the MW to have malpractice insurance. I also think it should be mandatory.
There is nothing wrong with having a different opinion about it...it just absolutely kills me that people see fit to equate lack of MP insurance (which is, honestly, IMPOSSIBLE for many MWs to get) with a care provider being irresponsible and shitty.
My MW would LOVE to have MP insurance, really, she would....but she can't get the same policy that a doctor with his own practice can get...she has to get a "Super fucking risky, you suck because you're not in traditional medicine" policy which is INSANE in cost, outlines a GAZILLION different things that she can never do (for risk of losing her insurance) and it's just not feasible. It's not in any way realistic, cost wise or as far as the ways in which it would change the way she gives care (and not, like, "breech birth" type stuff...really basic, basic shit that we would ALL agree a MW needs to/should be able to do for her clients).
Basically, she can't be a good MW and/or feed her family and/or keep her practice stocked with the equipment she needs to provide care and safety for her clients AND get a MP insurance policy the way it is structured/priced now.
Making it mandatory goes against everything I believe....the government mandating that sort of thing is insane. I believe a consumer should be able to make the decision that they are comfortable with receiving care from a practitioner with no MP insurance.
Should women who are choosing to UC be made to pull out a policy so they can collect a pay out if something goes wrong??? Because I believe that, at the end of the day, no matter who I choose to "attend" my birth, ***I*** am ultimately responsible for the outcome...so whether I'm UCing or HBing...it's not necessary that anyone is insured against a CLAIM of malpractice.