Isn't it great to see progress being made?
From when we started tackling debt about 3 years ago we have managed to deal with a surprise pregnancy, bouts of unemployment and under-employment (DH and I STILL have not both been fully employed at the same time since he arrived in the US over 3 years ago!) and yet we have managed to do the following:
UCLA bill--$1500. FULLY PAID
Credit cards--$25,000. Almost 93% PAID! and the remaining $1,850 is at 0% interest
Refrigerator (ours broke!)--$800. 70% PAID! This is at 0% as well
My Bike (old one was stolen and we don't have a car, so I needed this!)--$350. 30% PAID also at 0% interest
Student Loans--25,000. Ugh. This one has been on deferment FOREVER which is absolutely HORRIBLE and I hate it, but we continue to have problems with getting the IBR set up, and in the meantime I've had them deferring it. I'm pretty sure all of the problems with the repayment plan have FINALLY been resolved, and we'll begin paying around $100/month on this some time this summer. I'm hoping to apply for a loan forgiveness program once I start teaching, so hopefully that will help get rid of some of it.
I still haven't found summer work, and school is out this Friday. I should be feeling more panicked than I do. Unemployment and DH's checks will cover all of our necessary expenses, but I'm kind of in denial about how much we are going to have to cut out of our budget/fun money if I don't find a way to bring in extra cash over the summer.