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Buying a car with limited finances

post #1 of 5
Thread Starter 
Hello,
We need to buy a car. However, we are on a limited budget and we do not have cash to buy a used car. My DH receives disability payments and I have just started working part-time.

What are our options? Is there such a thing as taking over someone else's car payment?
post #2 of 5

Do you have any cash saved for a down payment?  How are your credit scores?  Do you have space in your monthly budget for the payment and additional costs?

post #3 of 5
Thread Starter 
Hi, we do have space in our monthly budget for the payment, but we do not have cash for the down payment and our credit is spotty.

Quote:
Originally Posted by TiredX2 View Post

Do you have any cash saved for a down payment?  How are your credit scores?  Do you have space in your monthly budget for the payment and additional costs?
post #4 of 5

We just traded-in two awful vehicles and got one brand new car. That counted as a nice down payment. I was really shocked but dealers will take almost anything.

post #5 of 5
Thread Starter 
Hi, I PMd you. smile.gif
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