It's been awhile since I visited the forums, but I need help and I know there are some wise women here. I really need some personal one-on-one help and the food pantry only offers free budgeting/financial help to people who are on their service list. (I was a few years ago but since I don't currently frequent it I'm eligible for their programs.
I have Dave Ramsey's Total Money Makeover, but I need some help in working through it all without overwhelming myself and giving up. If you're available and could PM me, that would be great.