That's awesome! Congrats! Our goal for student loans is to pay off one loan each year, which would take 4 years, since there is one loan for each year of medical school! Although I'm hoping it will happen a little faster than that. We are just at the point now that we can start making payments on top of the minimum monthly payment. We also plan on doing the matching retirement contributions, we will be eligible starting in January. I disagree with DR on that front as well.