Update ~ I had told my Mom not to cash it without letting me know she was going to. I thought that was kind of self-explanitory in the e-mail messages but I guess not.
I gave my mom a $50 check a few weeks ago. It was a temporary loan, she gave me $50 cash. She didn't cash it in a couple of days, and I forgot about it. I assumed since she knew our finaces she'd let me know before she cashed it. Well she didn't. I know I should have had the money in there to cover it, but I had another issue at the bank yesterday and had to take out some money to cover some mistake that DH made. So that's the reason it wasn't there.
Our account is now overdrawn by $54, and they didn't honor the check.
Here's what she said, via email ~
Please do not call me @ work to chew me out. I am sorry this happened. You said wait 2-3 days and then deposit. I waited longer (2 weeks longer!!!) and then deposited it. Perhaps u shouldn't write checks that aren't covered? (Perhaps she should think before depositing it... or call, or ask me for cash?)
I do not like your behaviors of calling me to vent.. (for the record, I was calm until she started snapping at me) Please stop. Decide to react in better ways. This is not acceptable to me.
Um... you didn't call before depositing the check and you overdrew my account. THAT'S unacceptable. The check could have been covered if you'd let me know, I have the money just not in that account.
Of course I'm pissed, and you trying to justify your behaviour makes it worse.
i was merely telling u our conversation how I remember it. I am sorry you are mad...I am sorry I gave u money and got a bum check...i am sorry i have a daughter who calls me at work to yell at me...
people make mistakes and love and grace could be a choice of reaction.
You are incredible. All you had to do was make a 30 second phone call before cashing it. Seriously.
Sigh... yeah, my Mom and I have issues.
Edited by BabyMae09 - 7/12/12 at 12:11am