We're getting close to my initial goal of $10,000 in our Emergency Fund savings account. We cleared out our savings last year when putting a down payment on our house (this was planned), and it's finally starting to get padded again. Once it's at $10k, we plan on plugging away at paying down our student loan debt, and contributing more into a retirement account. But now I'm starting to wonder if $10k is enough, or if I should come back in a few months and keep adding to it.
I know that whole six months savings thing, and I think this would cover it. My husband also has disability insurance (it's somewhat mandatory in his job field, he's a surgeon and if anything would ever happen to his hands, his career as a surgeon would be over).
How much do you keep in your EF?