This has been eating away at me for some time now and I'm hoping there are other Moms going through the same thing...
A little background - I have my Bachelors in Criminal Justice and work for the state. DH is a supervisor at a factory. My salary is 38K a year and DH brings in around 30K. We have 3 children ages 3, 9 & 10, a mortgage of $600, student loan of $275, and then the normal monthly expenses. No credit cards, car payments, etc.
The issue is that we'd really like to have another child and be able for me to stay at home. Right now all of our bills are getting paid but not a lot is getting saved. It seems like something comes up every month (septic dug up, car tires, a/c unit repairs, etc), On the plus side, we do raise chickens & garden so that saves us a little on groceries.
A bigger issue than money is me not wanting to leave my family everyday. I work 3pm-11pm so I miss bedtimes, homework, cooking dinner and a lot of family time. DH works midnights so he sleeps during the day and spends time with them in the evenings. Since we work different shifts the boys don't have to have a babysitter, which is good, but I want it to be ME doing the Mom things with them when they come home from school. Plus with another baby in the plan I'm really wanting things to change.
Any other Moms work outside the home but wanting to be a SAHM? Anyone been through this & found a way to make it work? We don't live frugally by any means, but I don't see how to make it work without my income