I'm really struggling with how to participate this year. These are my closest friends and the only people I feel compelled to gift to, but money is super super tight right now. We aren't making enough to make ends meet, relying on savings to fill in the gap. I don't know how I can even afford a cup of coffee at our celebratory dinners, never mind contribute toward the gift itself. But I don't want to just bow out & I'd feel horrible being the only one not contributing! What do you do? Suck it up & dip into savings further? If we did individual gifts it would be easier to write a nice card, give something homemade, but the trend has been to all pitch in money on group gifts. Any creative ideas for how to participate within our very limited financial means? Or how to communicate this issue to friends with different financial situations, without putting a damper on what has been a fun tradition for everyone? (I'm already the one always turning down social invites due to money or vying for free activities.) Or how to not feel like a jerk or a loser???
And any free or dirt-cheap ideas for kids' gifts? Mostly toddler/preschool age kids...
This is the one thing that makes me feel really really bad about not being financially stable. It's one thing when it only affects my immediate family but another when it extends to others.






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