A "friend" of mine on Facebook may need to be deleted. I was commenting about how I don't agree with the new $2500 cap on FSAs. The cap is $2500/year/employee with no consideration for family size or number of dependents. With seven people in my family and two of them having special needs I would like to be able to continue putting more than $2500/year in my FSA. I discussed how I had over $10,000 in uncovered expenses for my special needs son this year and it was hard handle that along with things like braces for the other kids. My "friend" instead of sticking just to talking about FSAs started attacking my spending and telling me that maybe the kids didn't need braces and maybe all the medical expenses for my son were not necessary since insurance didn't cover them all. She thinks a $2500 cap is reasonable and I should just save more taxed money to pay for those things. Of course those expenses are deductions when I file, but, really who the hell is she to tell me what I should and should not be spending on medical expenses. She didn't even ask what the therapies were or what my son's diagnoses are. She has no children let alone any clue about the expenses for special needs and she didn't even care enough to ask!
I just needed to vent for a minute to people who would understand the costs involved with raising special needs kids and the problems with getting insurance to pay. Along with my "friend" who is so clearly ignorant it drives me crazy!
Thanks for listening!